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100 9th Street, Emerald Isle, NC, 28594

6beds
6baths
3,545sqft
$1,950,000
$550price/sqft
$11,477/moest. monthly cost
$459,080/yrincome needed

About This Home

Experience coastal living at its finest in this one-of-a-kind, spacious corner-lot property stretching from Emerald Dr. to Ocean Dr.--and notably not located in a flood zone. Enjoy stunning sound and ocean views from expansive decks designed for relaxation and entertaining. This impressive 6-bedroom, 5.5-bath home offers exceptional indoor and outdoor amenities, including a private in-ground pool, putting and chipping green, outdoor shower, and a pool table for endless entertainment. An elevator provides convenient access to all floors, while ample parking accommodates large families with ease. Whether you're seeking a primary residence, a vacation retreat, or a lucrative investment opportunity, this property delivers. It boasts a well-established rental history, and being offered furnished makes it a turnkey, income-producing asset. With public beach access directly across the street, this home perfectly blends luxury, convenience, and coastal charm.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

10/10
White Oak ElementaryGrades PK-57.7 mi
7/10
8/10
Croatan High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Other,Slab,Pilings
  • Roof: Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Gas Cooktop,Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedroom6

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third

Family Room

  • Level: First

Features

  • Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Pantry
  • Flooring: LVT/LVP,Wood

Heating & Cooling

  • Heating features: Other,Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 3,545
  • Total interior livable area: 3,545 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 632410357316000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Porch,Balcony
  • Exterior features: Outdoor Shower,Outdoor Grill
  • Fencing: Partial
  • Has view: Yes
  • View description: Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Ocean,Sound,Water
  • Waterfront features: Second Row
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot,Ocean Side,Second Row
  • Lot size dimensions: 75 x 202 x 75 x 202

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$261$3,132
Property Taxes $1,026$12,312
Electricity $330$3,962
Total$11,477$137,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$393,497/yr
40% on housing$344,310/yr
45% on housing$306,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 28594$601
Carteret County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 28594$538
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$1,950,000
2012-10-09Sold$859,000

For Sale by Agent

AgentDennis Blazer, Emerald Isle Realty
BrokerageEmerald Isle Realty

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