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571 Southside Dr, Oneonta, NY, 13820

4beds
3baths
2,128sqft
$274,900
$129price/sqft
$2,221/moest. monthly cost
$88,840/yrincome needed

About This Home

Looking to expand your rental portfolio? Need a large pole barn with plenty of clearance? This clean, well-maintained triplex offers immediate income with room to grow AND a large pole barn, making it a smart addition for investors and contractors seeking cash flow and long-term value in a prime Oneonta location. Situated on a spacious 1.03-acre lot, this property features three well maintained rental units, off-street parking, and a large pole barn ideal for storage, equipment, or additional income potential. The covered front porch and expansive yard add curb appeal and tenant satisfaction, while a private deck at the back offers the top two apartments additional outdoor living space. The unit mix includes a spacious two-bedroom, one-bath apartment downstairs along with two additional one-bedroom, one-bath apartments upstairs. The lower level also attaches to a one car garage. This property checks the boxes investors look for: an excellent location close to local amenities, a clean and well-maintained condition that's move-in ready for tenants, and real room for improved cash flow through strategic upgrades. Whether you're a seasoned investor or just starting to build your rental portfolio, this triplex delivers the fundamentals: solid bones and a great location.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
3/10
Oneonta Middle SchoolGrades 6-82.3 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1840

Materials

  • Roof: Membrane,Rubber,Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Triplex
  • Property subType: Triplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Electric,Oil,Baseboard,Forced Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Property

Details

  • Parcel number: 300.00352.01
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 1.03 Acres
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 376 x 142

Parking

  • Total spaces: 4
  • Parking features: Common,Gravel,Parking Available
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$128$1,536
Property Taxes $352$4,224
Electricity $351$4,220
Total$2,221$26,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,148/yr
40% on housing$66,630/yr
45% on housing$59,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 13820$121
Otsego County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 13820$151
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$274,900
2025-05-22Listing removed$710
2025-05-03Listed for rent$710
2005-04-27Sold$1,010,000

For Sale by Agent

AgentBenjamin Holscher
BrokerageThe Holscher Group

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