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2135 Mule Creek Rd, Harwood, TX, 78632

--beds
--baths
924sqft
$649,900
$703price/sqft
$4,197/moest. monthly cost
$167,880/yrincome needed

About This Home

Hard-to-find 46.23 unrestricted acres in Caldwell County—set up and ready to go for livestock, horses, or hunting. This turnkey property includes a 2-bedroom, 1-bath mobile home, workshop, cattle and holding pens, barn with three horse stalls, and a large garden. Two water wells, septic, and electricity are already in place, and the ag exemption keeps taxes low. The land features open pastures, mature oak trees, and plenty of room for equipment or expansion. Quiet, peaceful, and just minutes from town, this property offers true Texas living with the freedom to do what you want—no restrictions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
3/10
Gonzales High SchoolGrades 8-1213.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Farm,Single Family Residence

Interior

Appliances

  • Laundry features: Laundry in Utility Room,Laundry Room

Features

  • Breakfast Area,Kitchen/Family Room Combo,Kitchen/Dining Combo

Interior Area

  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 41586

Features

  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: None
  • Waterbody name: None
  • Horses can be raised: Yes

Lot

  • Lot size: 46.23 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$627$7,524
Property Taxes $46$552
Electricity $238$2,859
Total$4,197$50,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,897/yr
40% on housing$125,910/yr
45% on housing$111,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$703This listing

vs Other Active Listings

Avg $/sqft

ZIP 78632$394
Caldwell County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78632
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$649,900
2026-01-08Price change$660,000
2025-10-21Price change$385,000
2025-10-17Price change$665,000
2025-10-16Price change$385,000
2025-10-16Listed for sale$665,000
2013-08-30Sold--

For Sale by Agent

AgentTaylor Greeves
BrokerageLand Unlimited

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