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11217 Terrace Ln, Fulton, MD, 20759

4beds
3baths
3,355sqft
$892,000
$266price/sqft
$5,852/moest. monthly cost
$234,080/yrincome needed

About This Home

In a class by itself! This distinctive and remarkably spacious 3355 sq ft Williamsburg townhome boasts of quality features throughout with an open floor plan that offers a flexible layout. Extensive trim and molding. Gleaming hardwood floors. Plantation shutters. Gourmet kitchen featuring granite countertops, expresso cabinets, tiled backsplash, stainless steel appliances, 5 burner cooktop and a large center island. The family room is off of the kitchen, highlighted by a gas fireplace, and opens to a private and charming rear courtyard. The breakfast nook leads to the mud room and out to the rear entry, two car garage with plenty of storage space. The second level offers a generously sized master suite with a sitting area, two large walk-in closets and a spa-like master bath. French doors lead to the second floor library featuring hardwood floors. You will love the third floor where you will find three more spacious bedrooms and a full bath as well as a 18x18 open loft area. All of this is located in the sought after Maple Lawn Westside District, walking distance to stores and restaurants. This vibrant community offers amenities including a community and fitness center, outdoor pool, tennis, basketball, numerous playgrounds throughout the neighborhood, walking trails, a private dog park as well as community events that include Spring and Fall Festivals, Turkey Trot and various clubs and groups. Don't miss seeing this fabulous home in a fabulous neighborhood, stop by today! Offer deadline: August 9 at 8 PM

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Fulton Elementary SchoolGrades PK-50.5 mi
9/10
Lime Kiln Middle SchoolGrades 6-80.5 mi
7/10
Reservoir High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Built-in Features,Crown Molding,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),9'+ Ceilings
  • Window features: Double Pane Windows,Screens
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,355

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 3,355
  • Total interior livable area: 3,355 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1405594453
  • Zoning: MXD 3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 2,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,510$54,120
Home Insurance *$135$1,620
Property Taxes $780$9,360
Electricity $427$5,129
Total$5,852$70,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,640/yr
40% on housing$175,560/yr
45% on housing$156,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 20759$278
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 20759$218
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$892,000
2026-08-06Listed for sale$892,000
2026-07-28Listing removed$4,300
2026-07-25Price change$4,300
2026-07-04Price change$4,540
2026-06-05Listed for rent$4,790
2025-06-12Listing removed$4,940
2025-06-06Listed for rent$4,940
2023-06-30Listing removed--
2023-06-22Listed for rent$4,300
2021-06-22Listing removed--
2021-06-19Listed for rent$3,900
2019-06-07Sold$645,000
2019-03-31Pending sale$650,000
2019-03-14Listed for sale$650,000
2013-08-15Sold$574,327

For Sale by Agent

AgentNurith Berstein
BrokerageNext Level Rentals & Realty

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