6631A Kipapa Rd #A, Kapaa, HI, 96746
About This Home
POTENTIAL PARADISE! Nestled into a Garden of Eden on desirable Kipapa Road is a comfortable 1 bedroom cottage on 1.5 acres. Perched above the stream, this spacious cottage that could be your forever home, or your landing pad while you create a main residence somewhere else on the property. Listen to the soothing sounds of the babbling brook that flows into the neighborhood pond. Terraced with lava rock walls and other retaining walls the property features several separate zones to enjoy. Fruit tree orchard, horse paddock, other agricultural pursuits are just a few of the many possibilities. In addition, there is a fixer-upper workshop in the lower part of the property waiting your vision. Property is not polished, but prime for a potential paradise. Land is a bit overgrown and cottage needs work, but is livable and property is priced accordingly. Way easier than buying / getting a loan on a piece of land, grading the land, waiting for permits, engineering a septic system, and installing a water meter. The heavy lifting has already been done for you and you can move in on the day of closing. This enclave in the Wailua Homesteads is secluded, yet surprisingly convenient to necessities, beach, and town. With 3 ways down the mountain you can be where you want to be in 15-30 minutes. Surfing, world-class municipal golf, and the Kapaa bike path are just down the hill. CPR map attached. Showings by appointment only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 442
- Total interior livable area: 442 sqft
Property
Details
- Parcel number: 4440020940001
- Zoning: O
- Special condition: Fee Simple,Standard
Features
- Has view: Yes
- View description: Forest,Mountain(s)
- Frontage type: Stream/Canal
- Topography of land: Rolling Terrain,Steep Slope,Terraced
Lot
- Lot size: 1.45 Acres
- Features: Grassy,Wooded
Parking
- Parking features: Unassigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $212 | $2,544 |
| Property Taxes | $121 | $1,452 |
| Electricity | $374 | $4,497 |
| Total | $5,510 | $66,120 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $975,000 |
| 2026-02-25 | Listed for sale | $1,000,000 |
| 2004-03-24 | Sold | $320,000 |
| 1998-06-30 | Sold | $278,000 |
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