131 Harbour Town, Bridgeport, NY, 13030
About This Home
Great opportunity to experience a waterfront community. This charming, well maintained 2 BR 2 bath Ranch offers a comfortable one level living with an inviting layout and abundant natural light. Step outside to relax on your deck overlooking a spacious and wooded yard and pond. This home features a deeded deep water dock making this a perfect retreat for boating, fishing or just enjoying life on the water. This home combines comfort with convenience. This property is part of homeowners association that maintains grass cutting, snowing removal and dock maintenance. The large basement has egress windows and has been roughed in for a bath so it can be finished to add additional space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2010
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Stone,Vinyl Siding
Other
- Builder model: Loscombe Custom Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Breakfast Bar,Bathroom Rough-In,Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Great Room,Kitchen Island,Kitchen/Family Room Combo,Pantry,Sliding Glass Door(s),Main Level Primary,Primary Suite
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile,Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,699
- Total interior livable area: 1,699 sqft
Property
Details
- Parcel number: 25488900201200020780000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Blacktop Driveway,Deck
- Waterfront features: Deeded Access,Lake
- Waterbody name: Oneida Lake
Lot
- Lot size: 2,613 sqft
- Features: Other,Rectangular,Rectangular Lot,Residential Lot,See Remarks,Wooded
- Lot size dimensions: 32 x 90
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $816 | $9,792 |
| Electricity | $280 | $3,369 |
| Total | $3,856 | $46,272 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $495,000 |
| 2026-06-28 | Listed for sale | $525,000 |
| 2012-01-25 | Sold | $80,000 |
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