289 Fall St, Seneca Falls, NY, 13148
About This Home
A truly rare opportunity awaits in the heart of beautiful Seneca Falls! Situated on over ½ acre with approximately 90 feet of private Cayuga-Seneca Canal frontage and its own dock, this iconic Victorian offers over 3,000 square feet across three finished levels, combining timeless character, waterfront living, and incredible potential. Lovingly owned by the same family for more than 50 years, this remarkable home was once operated as a boarding house. While not reflected in the official room count, the finished attic provides a layout that could accommodate up to 11 bedrooms and 6 bathrooms, creating endless possibilities for a grand single-family home, multigenerational living, investment, or other approved uses. Step inside and experience the craftsmanship of a bygone era. Gorgeous original natural woodwork, hardwood floors, soaring ceilings, oversized rooms, and an impressive handcrafted staircase highlight the quality and elegance found throughout the home. Every room offers a glimpse into its rich history while inviting the next owner to create its future. Outside, enjoy peaceful canal views from the expansive backyard, entertain family and friends, or launch your kayak or boat from your private dock with convenient access to both Cayuga Lake and Seneca Lake through the canal system. Waterfront opportunities like this are becoming increasingly difficult to find. Whether you're searching for a one-of-a-kind historic residence, a restoration project, or a property with exceptional upside, 289 Fall Street offers a combination of location, size, waterfront, charm, and opportunity that rarely comes to market. With some updating and TLC, this extraordinary property is ready to become something truly special. *Note: At the seller's request, listing photos have been virtually altered to empty home prior to an upcoming estate sale. The home is currently fully furnished with contents. Other than the virtual removal of personal items and standard photo brightening, no additional alterations have been made. Upon transfer, home will convey empty.*
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Stone
- Roof: Asphalt,Flat,Shingle
- Construction materials: Shake Siding,Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Free-Standing Range,Gas Oven,Gas Range,Gas Water Heater,Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 5
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Attic,Ceiling Fan(s),Den,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Home Office,Kitchen Island,Storage,Walk-In Pantry,Natural Woodwork,Window Treatments,Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary,Primary Suite
- Window features: Drapes,Storm Window(s),Wood Frames
- Flooring: Carpet,Hardwood,Laminate,Tile,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 3,089
- Total interior livable area: 3,089 sqft
Property
Details
- Parcel number: 45328901500000010370000000
- Special condition: Standard
Features
- Stories: 3
- Patio & porch: Open,Porch
- Exterior features: Blacktop Driveway,Dock,Fence,See Remarks
- Fencing: Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Canal Access,Dock Access
- Waterbody name: Cayuga And Seneca Canal
- Frontage length: 90
Lot
- Lot size: 0.53 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 95 x 243
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Seneca County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $440 | $5,280 |
| Electricity | $510 | $6,125 |
| Total | $2,494 | $29,928 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $279,900 |
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