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70 Cayuga St, Seneca Falls, NY, 13148

4beds
4baths
3,360sqft
$409,999
$122price/sqft
$3,463/moest. monthly cost
$138,520/yrincome needed

About This Home

Discover timeless elegance in this magnificent 4-bedroom, 3.5-bathroom Italianate masterpiece spanning 3,360 square feet of refined living space. Perfectly positioned on prestigious Cayuga Street, this exceptional residence seamlessly blends classic architectural charm with modern luxury amenities. Step through the grand entrance and be captivated by the soaring ceilings and abundant natural light that floods the open, bright and spacious rooms. The formal elegant dining room sets the stage for memorable gatherings, while the thoughtfully designed layout flows from the well-appointed kitchen, living room and includes a sophisticated home office and convenient first-floor laundry for effortless daily living. Sit back and relax with your morning coffee in the 3-season room overlooking your Yard. The heart of this home showcases a stunning grand staircase that serves as an architectural centerpiece, complemented by both front and rear staircases for ultimate convenience and privacy. This leads us to a master bedroom suite, complete with generous walk-in closet that provide exceptional storage and organization, along with 3 other well-appointed spacious bedrooms and another Full Bath. More storage is available in the walk-up attic space if desired. The property's outdoor spaces are equally impressive, featuring a private backyard sanctuary perfect for relaxation and entertainment. The substantial 3-car detached garage offers ample space for vehicles, storage or outdoor entertaining. Located in the historic and charming community of Seneca Falls, this distinguished residence offers the perfect blend of small-town character and sophisticated living. Every detail has been carefully considered to create a home that exudes both grandeur and comfort, making it an exceptional opportunity for the discerning buyer seeking luxury and elegance all this allows for the homes pristine curb appeal.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
7/10
Mynderse AcademyGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1865

Materials

  • Foundation: Stone
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Entrance Foyer,Separate/Formal Living Room,Home Office,Country Kitchen,Kitchen Island,Pantry,Main Level Primary,Primary Suite
  • Flooring: Carpet,Hardwood,Tile,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,360
  • Total interior livable area: 3,360 sqft

Property

Details

  • Parcel number: 45328900300000010050000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway,Enclosed Porch,Fence,Porch
  • Fencing: Partial

Lot

  • Lot size: 0.36 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 79 x 198

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$190$2,280
Property Taxes $645$7,740
Electricity $555$6,663
Total$3,463$41,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,731/yr
40% on housing$103,890/yr
45% on housing$92,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 13148$176
Seneca County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 13148$149
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$420,000

For Sale by Agent

AgentPaul Tyrrell
BrokerageKeuka Lake & Land Realty

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