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48 Lancaster Court, Ballston Lake, NY, 12019

4beds
3baths
2,594sqft
$660,800
$255price/sqft
$4,629/moest. monthly cost
$185,160/yrincome needed

About This Home

Welcome to the Stonebridge community! Marini Home Builders currently has three lots available to build the home of your choice, along with three additional lots featuring our SPEC homes. We offer five models to choose from, including the Kenton. This model features 2,594 square feet of living space with four bedrooms, 2.5 bathrooms, a dedicated study, and a versatile loft. Included upgrades feature wood floors, quartz countertops, stainless steel appliances, ceramic tile floors and quartz vanities. www.marinihomes.com for all our floor plans

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
6/10

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Kenton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Microwave,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Solid Surface Counters,Ceramic Tile Bath,Kitchen Island
  • Window features: Egress Window
  • Flooring: Tile,Wood,Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,594

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,594
  • Total interior livable area: 2,594 sqft

Kitchen

  • Level: First

Loft

  • Level: Second

Office

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 412089 239.1122
  • Special condition: Other

Features

  • Exterior features: Lighting

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,341$40,092
Home Insurance *$161$1,932
Property Taxes $699$8,388
Electricity $428$5,144
Total$4,629$55,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,708/yr
40% on housing$138,870/yr
45% on housing$123,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 12019$277
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12019$237
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$652,600
2026-02-03Listed for sale$638,100
2019-11-05Listing removed$341,900
2019-09-15Listed for sale$341,900

New Construction

AgentMaria Millington
BrokerageRob Mar Realty Inc

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