6643 S New Jersey St, Indianapolis, IN, 46227
About This Home
Welcome home to comfort, connection, and low-maintenance living in this beautifully maintained 55+ community on the south side of Indianapolis. This 2-bedroom, 2-bath residence features rich dark vinyl plank flooring throughout, creating a warm and cohesive atmosphere. Objectively, this home offers the MOST upgrades to its lucky new owner compared to similar homes sold in Willow Pond in the last year! Washer & Dryer are INCLUDED! If you are looking for a SUPER affordable price tag with a great value, this is a MUST-SEE home. Enjoy morning coffee or quiet afternoons in the light-filled sunroom, or gather in the dedicated breakfast area. The CUSTOM garage is a craftsman's dream or an organizer's paradise. Take a close look at the photos of the garage, and then schedule a tour! Nestled on a peaceful cul-de-sac, the home offers privacy while remaining part of a welcoming neighborhood known for its friendly residents and strong sense of community. Conveniently located just a few miles from Kroger, Starbucks, and all that Southport Road has to offer, with quick access to major highways and an easy drive to downtown Indianapolis-perfect for enjoying a night out at a Indiana Pacers game. A perfect blend of style, ease, and belonging.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1997
Materials
- Foundation: Slab
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Oven,Gas Water Heater
Bedroom2
- Level: Main
- Area: 121
- Dimensions: 11X11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 160
- Dimensions: 16X10
Features
- Attic Pull Down Stairs,Attic Access,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Pantry
- Attic: Pull Down Stairs,Access Only
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,126
- Total interior livable area: 1,126 sqft
Kitchen
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 132
- Dimensions: 12X11
Living Room
- Level: Main
- Area: 196
- Dimensions: 14X14
Master Bedroom
- Level: Main
- Area: 143
- Dimensions: 13X11
Sun Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 99
- Dimensions: 11X9
Property
Details
- Parcel number: 491412116020000500
- Attached to another structure: Yes
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Screened,Covered
Lot
- Lot size: 5,227 sqft
- Features: Cul-De-Sac,Trees-Small (Under 20 Ft)
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $223 | $2,676 |
| Electricity | $184 | $2,212 |
| Total | $1,548 | $18,576 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $202,500 |
| 2026-03-04 | Price change | $205,500 |
| 2026-02-05 | Listed for sale | $209,900 |
| 2026-01-13 | Listing removed | $199,900 |
| 2026-01-02 | Listed for sale | $199,900 |
| 2025-11-17 | Listing removed | $199,900 |
| 2025-09-18 | Price change | $199,900 |
| 2025-09-03 | Price change | $204,900 |
| 2025-08-27 | Listed for sale | $209,900 |
| 2023-09-11 | Sold | $185,000 |
| 2023-08-14 | Pending sale | $185,000 |
| 2023-08-09 | Listed for sale | $185,000 |
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