575 Elins Lake Rd SE, Cambridge, MN, 55008
About This Home
Welcome to your brand-new home. Nestled on a lakefront lot, this custom-built walkout rambler offers an open-concept living area featuring soaring vaulted ceilings, hardwood floors and a cozy fireplace. The large kitchen is a true standout with premium finishes, a gas stove and lake views. The primary suite features a full bathroom and walk in closet. To accommodate a busy lifestyle, a strategically placed 3/4 bath is located just off the laundry room, offering easy access from the garage for quick clean-ups. When it’s time to enjoy the outdoors, step out onto the oversized deck to grill or simply watch the local wildlife against the backdrop of Lake Elins. The home has a bright and spacious walk-out lower level. Features include two additional bedrooms, a full bathroom, and a large family room that opens directly to the backyard. Storage is never an issue thanks to the finished three-car garage, which offers plenty of room for all your toys. Set up a showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
Other
- Builder name: DESIGNED HOMES AND REMODELING
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 168
- Dimensions: 14x12
Bedroom2
- Level: Lower
- Area: 210
- Dimensions: 15x14
Bedroom3
- Level: Lower
- Area: 210
- Dimensions: 15x14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 126
- Dimensions: 14x9
Family Room
- Level: Lower
- Area: 342
- Dimensions: 19x18
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,217
- Finished area above ground: 1,314
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,531
- Total interior livable area: 2,531 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12x11
Living Room
- Level: Main
- Area: 220
- Dimensions: 20x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 151670390
- Zoning description: Residential-Single Family
- Foundation area: 1314
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Reeds)
- Frontage length: Water Frontage: 38
Lot
- Lot size: 0.48 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 235 x 262 x 142 x 38
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Electric,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Isanti County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $321 | $3,852 |
| Property Taxes | $733 | $8,796 |
| Electricity | $213 | $2,561 |
| Total | $3,769 | $45,228 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $495,000 |
| 2026-04-03 | Listed for sale | $515,000 |
| 2026-02-17 | Listing removed | -- |
| 2025-10-20 | Listed for sale | $529,000 |
| 2025-09-25 | Listing removed | $500,000 |
| 2025-08-20 | Listed for sale | $500,000 |
| 2025-08-12 | Listing removed | $529,000 |
| 2025-05-12 | Price change | $529,000 |
| 2025-04-18 | Listed for sale | $549,000 |
| 2023-07-18 | Listing removed | -- |
| 2023-04-11 | Price change | $90,000 |
| 2023-04-11 | Listed for sale | $475,000 |
| 2022-12-18 | Listing removed | -- |
| 2022-08-17 | Listed for sale | $475,000 |
| 2022-08-17 | Listing removed | -- |
| 2022-03-03 | Listed for sale | $395,000 |
| 2022-03-01 | Listing removed | -- |
| 2021-08-27 | Listed for sale | $115,500 |
| 2021-02-15 | Listing removed | -- |
| 2021-01-19 | Listed for sale | $89,900 |
| 2020-02-02 | Listing removed | $474,900 |
| 2019-11-04 | Price change | $474,900 |
| 2019-07-31 | Listed for sale | $499,900 |
| 2016-03-15 | Sold | $20,000 |
| 2015-01-03 | Listed for sale | $36,999 |
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