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442 Deer Ridge Estates Rd, Whitwell, TN, 37397

5beds
3baths
3,752sqft
$679,900
$181price/sqft
$4,931/moest. monthly cost
$197,240/yrincome needed

About This Home

This stunning home is situated on 5.5 acres of mostly flat land, offering breathtaking views in every direction. Recently remodeled , it features five spacious bedrooms and three bathrooms. The property includes a two-car garage with a bonus room above garage, complete with its own split unit air conditioner/heater. The expansive back porch, fully covered, provides a perfect space for relaxing and enjoying the serene surroundings and includes a Hot tub (Laguna Bay Spas)!!!. This home is nestled in the countryside, offering a beautiful drive. The area is incredibly peaceful and private, with plenty of room to enjoy the serene surroundings. Property features long concret Driveway. There is a small pond on property as well . Lots of wildlife deer ect. This Property has Whitwell address but still in Sequatchie co right outside Dunlap in Daus community

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block,Brick/Mortar,Combination,Permanent,Pillar/Post/Pier,Slab,Stone
  • Roof: Aluminum,Metal
  • Construction materials: Block,Other,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Dishwasher,Electric Oven,Electric Water Heater,Free-Standing Electric Range,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Lower Level,Laundry Room,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Double Vanity,Entrance Foyer,Eat-in Kitchen,High Speed Internet,Open Floorplan,Primary Downstairs,Recessed Lighting,Sauna,Soaking Tub,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Split Bedrooms
  • Window features: Aluminum Frames,Vinyl Frames,Window Treatments
  • Flooring: Carpet,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,752

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,752
  • Total interior livable area: 3,752 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 078 16402 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Porch,Rear Porch,Porch - Covered
  • Exterior features: Private Entrance,Private Yard,Rain Gutters
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Other,Pond,Valley
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 5.45 Acres
  • Features: Cleared,Few Trees,Front Yard,Gentle Sloping,Level,Pond on Lot,Private,Secluded,Views,Rural
  • Lot size dimensions: 360*635*195*662*210*25

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance $167$2,004
Property Taxes $1,023$12,276
Electricity $304$3,658
Total$4,931$59,172

Income You'd Need if You Spent...

35% on housing$169,062/yr
40% on housing$147,930/yr
45% on housing$131,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 37397$182
Sequatchie County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 37397
Sequatchie County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$679,900
2026-07-27Listing removed--
2026-06-16Listed for sale$679,900
2024-10-11Sold$475,000
2024-09-16Contingent$495,000
2024-09-10Listed for sale$495,000
2024-09-06Contingent$495,000
2024-09-02Listed for sale$495,000
2016-04-11Sold$275,000

For Sale by Agent

AgentPam Roberson
BrokerageZach Taylor - Chattanooga

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