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9125 SW 227th St Unit 1, Cutler Bay, FL, 33190

2beds
3baths
1,458sqft
$375,000
$257price/sqft
$2,451/moest. monthly cost
$98,040/yrincome needed

About This Home

Welcome to this beautiful 2-bedroom, 2.5-bathroom townhome located in the highly desirable Isles at Bayshore community! This inviting home features a bright, open-concept layout with a spacious living and dining area that seamlessly flows into the well-appointed kitchen. Designed with both style and functionality in mind, the kitchen offers a breakfast bar, pantry, generous cabinet space, and plenty of countertop area perfect for everyday living and entertaining. New A/C Don't miss the opportunity to make this exceptional townhome your new home! Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
20
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

5/10
Cutler Bay MiddleGrades 6-82.1 mi

Construction

Condition

  • Year built: 2012

Materials

  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Gas Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,506
  • Total interior livable area: 1,458 sqft

Property

Details

  • Parcel number: 3660160250110
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Patio
  • Has view: Yes
  • View description: None

Parking

  • Parking features: 2 Or More Spaces,Guest,Limited # Of Vehicle
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$105$1,260
Property Taxes $253$3,036
Electricity $197$2,366
Total$2,451$29,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,034/yr
40% on housing$73,530/yr
45% on housing$65,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$219
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$375,000
2026-07-22Price change$2,350
2026-07-13Price change$2,425
2026-06-12Price change$2,450
2026-04-10Listed for rent$2,500
2024-07-02Listing removed$405,000
2024-05-24Listing removed--
2024-05-16Listed for rent$2,500
2024-05-06Price change$405,000
2024-04-01Listed for sale$410,000
2023-07-09Listing removed--
2023-05-28Listed for rent$2,600
2023-05-28Listing removed--
2023-04-21Price change$2,650
2023-04-17Price change$2,700
2023-03-24Listed for rent$2,750
2022-03-14Listing removed--
2022-03-08Listed for rent$2,390
2022-02-25Sold$320,000
2022-01-19Pending sale$319,900
2021-12-30Price change$319,900
2021-12-17Listed for sale$330,900
2021-11-30Sold$291,700
2015-11-05Sold$180,000
2015-09-30Pending sale$190,000
2015-09-17Listed for sale$190,000
2012-08-07Sold$160,000

For Sale by Agent

AgentCarmen Diaz Chacin
BrokerageFlorida Realty of Miami Corp

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