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1515 Tunnel Mill Road, Charlestown, IN, 47111

2beds
1baths
1,624sqft
$218,500
$135price/sqft
$1,505/moest. monthly cost
$60,200/yrincome needed

About This Home

Charming 1.5-story home offering 2 bedrooms and 1 full bath, perfectly situated on a .28-acre lot. Enjoy peaceful country living while still being just minutes from town conveniences. This inviting property features a 1-car detached garage and a cozy, welcoming feel throughout—ideal for those seeking comfort, simplicity, and a quiet setting. Home shares a driveway with the neighbors.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Brick,Hardboard,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First
  • Dimensions: 12 x 10.1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11. x 10.10

Features

  • Bath in Primary Bedroom,Window Treatments
  • Window features: Blinds
  • Finished area below ground: 0
  • Finished area above ground: 1,624

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,624
  • Total interior livable area: 1,624 sqft

Kitchen

  • Level: First
  • Dimensions: 15.4 x 10.9

Living Room

  • Level: First
  • Dimensions: 11 x 15.5

Master Bedroom

  • Level: Second
  • Dimensions: 12 x 10.10

Other

  • Level: First
  • Dimensions: 7.8 x 5.10

Other

  • Level: Second
  • Dimensions: 12 x 15.11

Property

Details

  • Parcel number: 03000710070
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed,Patio
  • Exterior features: Covered Patio,Paved Driveway

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,104$13,248
Home Insurance *$96$1,152
Property Taxes $121$1,452
Electricity $184$2,212
Total$1,505$18,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,600/yr
40% on housing$45,150/yr
45% on housing$40,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 47111$137
Clark County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 47111$167
Clark County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$212,500
2026-06-12Listed for sale$218,500
2026-05-02Listing removed$218,500
2026-03-31Listed for sale$218,500
2026-03-13Listing removed$219,900
2025-11-13Price change$219,900
2025-10-28Listed for sale$249,900
2024-12-09Sold$192,000
2024-09-30Pending sale$187,900
2024-09-27Price change$187,900
2024-09-15Price change$189,400
2024-08-31Listed for sale$189,900
2024-08-20Pending sale$189,900
2024-08-16Listed for sale$189,900
1999-09-09Sold$40,500

For Sale by Agent

AgentElmer Lambright
BrokerageeXp Realty, LLC - New Salisb

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