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498 E 74th St, Cut Off, LA, 70345

2beds
1baths
1,201sqft
$230,000
$192price/sqft
$1,978/moest. monthly cost
$79,120/yrincome needed

About This Home

Peace & Tranquility!! You'll feel welcome and at home at this beautuiful property located at 498 East 74th Street in Cut Off. Located high and dry at the end of Willowdale SD along the 20 acre canal this recently renovated 2 bedroom 1 bath, with open area floor plan has plenty to offer including new vinyl plank floors, solid sheeting throughout, new wainscotting walls, updated bathroom, freshly painted interior, and much more. Fall in love with the beautiful custom oak cabinetry in the Kitchen adding that warmth to the property. Some furniture and appliances to remain. There is an attached 2 bedroom 1 bath apartment, currently unfinished, a blank canvas to put your personal touches to have full potential of this wonderful property. The apartment also consist of 2 bedrooms, 1 bath, kitchen, dining living combo with seperate side entrance and much more. Apartment can be used as a mother-in-law suite, another family member or used as a rental for producing income. There's also a large storage room located under the new large carport cover (2022) which is perfect for family gatherings and keeping vehicles secure. Solar panels (Leased) on the home provide super savings on those energy bills. Home has working aluminum shutters for extra security. Saving the best for last and that's the lot, located along the 20 acre canal, you can go set a few crawfish nets out, plant you a garden and just sit back and relax on this huge and peaceful location. There is a detached shed for that outdoor storage. Current flood and termite policies in place to be transferred. This is a special property located in an established subdivision close to schools, shopping, etc. call today to schedule a private tour. All measurements to be verified by buyer and/or licensed appraiser.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle,Hip Roof
  • Construction materials: Brick Siding,Vinyl Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Washer,Microwave,Range/Oven,Refrigerator,Range Hood

Bathroom1

  • Level: Main
  • Area: 72

Bedroom1

  • Level: Main
  • Area: 175.5

Bedroom2

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Crown Molding
  • Door features: Storm Door(s)
  • Window features: Screens
  • Flooring: Tile
  • Attic: Walk-up

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 3,119
  • Total interior livable area: 1,201 sqft

Kitchen

  • Level: Main
  • Area: 100

Living Room

  • Level: Main
  • Area: 308

Master Bathroom

  • Features: No Special Features

Master Bedroom

  • Features: Ceiling Fan(s)

Property

Details

  • Parcel number: 0102345200
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Canal Front

Lot

  • Lot size: 1.69 Acres
  • Features: Additional Land Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Cars Park,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Drought
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$588$7,056
Property Taxes $80$960
Electricity $147$1,773
Total$1,978$23,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,817/yr
40% on housing$59,340/yr
45% on housing$52,746/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 70345$85
Lafourche Parish$114

vs Homes Sold Last Month

Median $/sqft

ZIP 70345$93
Lafourche Parish$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$230,000
2025-06-19Price change$240,000
2025-05-13Listed for sale$250,000

For Sale by Agent

AgentKent Charpentier
BrokerageKELLER WILLIAMS REALTY BAYOU P

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