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188 W 40th St, Cut Off, LA, 70345

6beds
4baths
2,555sqft
$324,000
$127price/sqft
$2,773/moest. monthly cost
$110,920/yrincome needed

About This Home

If you're searching for a spacious home for the whole family, this is it! Originally built with 4 bedrooms and 3.5 baths, this house now functions as a 6-bedroom home thanks to a large bonus room and office. It also features a two-car garage, a fenced yard, and a wood-burning fireplace, creating a warm and inviting space perfect for a new family. All measurements are approximate and to be verified by a certified appraiser. Buyer to verify flood zone.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
9/10
7/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Washer,Electric Cooktop,Dishwasher,Range/Oven,Refrigerator,Electric Water Heater
  • Laundry features: Inside

Bathroom1

  • Level: First
  • Area: 47.5

Bathroom2

  • Level: Second
  • Area: 132

Bedroom1

  • Level: First
  • Area: 130

Bedroom2

  • Level: First
  • Area: 169

Bedroom3

  • Level: Second
  • Area: 144

Bedroom4

  • Level: Second
  • Area: 143.75

Bedroom5

  • Level: First
  • Area: 33

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Built-in Features,Crown Molding
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,280
  • Total interior livable area: 2,555 sqft

Kitchen

  • Features: Granite Counters, Cabinets Custom Built

Master Bathroom

  • Level: First
  • Area: 97.75

Master Bedroom

  • Features: En Suite Bath, Ceiling Boxed, Ceiling Fan(s), Walk-In Closet(s)
  • Level: First
  • Area: 198

Property

Details

  • Parcel number: 0101699407
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 0.32 Acres
  • Features: Landscaped
  • Lot size dimensions: 124.36 x 90.32 x 171.55 x 225

Parking

  • Total spaces: 2
  • Parking features: 2 Cars Park,Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,638$19,656
Home Insurance *$829$9,948
Property Taxes $113$1,356
Electricity $193$2,318
Total$2,773$33,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,074/yr
40% on housing$83,190/yr
45% on housing$73,946/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 70345$84
Lafourche Parish$114

vs Homes Sold Last Month

Median $/sqft

ZIP 70345$93
Lafourche Parish$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$324,000
2025-11-20Price change$349,000
2025-09-15Listed for sale$374,900
2022-04-04Sold--
2022-04-04Pending sale$370,000
2021-11-30Listed for sale$370,000
2021-06-22Listing removed--
2021-04-19Price change$370,000
2020-12-24Price change$385,000
2020-06-25Listed for sale$390,000
2020-01-25Listing removed$390,000
2018-07-25Listed for sale$390,000
2017-10-11Listing removed$390,000
2016-10-10Listed for sale$390,000
2011-12-15Sold--

For Sale by Agent

AgentDebbie Chauvin
BrokerageReal Estate Express

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