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4702 Upper River Road, Jeffersonville, IN, 47130

5beds
4baths
2,882sqft
$649,000
$225price/sqft
$4,430/moest. monthly cost
$177,200/yrincome needed

About This Home

Welcome to 4702 Upper River Road, located just minutes away from the East End Bridge — directly across from Captain's Quarters. This impressive riverfront home captures everything the Ohio River has to offer. Perched high above the water with two expansive balconies, you’ll enjoy endless breathtaking views. Watch elegant sailboats glide by, cruisers passing in the distance, and the iconic Bell of Louisville steaming along — all from the convenience of your very own private escape. This is truly a once-in-a-lifetime opportunity. Inside, the home is equally captivating. Large windows line the eat-in kitchen and great room, seamlessly bringing the outdoors in. The large family room on the first floor opens onto a covered balcony, offering even more stunning river views and perfect for entertaining. With five bedrooms and 3.5 bathrooms, this home comfortably accommodates family, friends, and guests. Additional amenities include an attached 2-car garage and 1/6 ownership in the pole barn and gravel parking lot across the street, providing extra storage and parking. Whether you want to relax on the balconies or explore the river, everything you desire is right here. Come live in and explore the world of the Ohio River.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Utica Elementary SchoolGrades PK-51.8 mi
4/10
Parkview Middle SchoolGrades 6-85.4 mi
4/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Other,Upper Level

Bedroom

  • Level: Second
  • Dimensions: 10 x 11

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 10 x 9

Bedroom

  • Level: Third
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Dimensions: 22.5 x 25

Features

  • Ceiling Fan(s),Sound System,Wired for Sound,Central Vacuum
  • Window features: Thermal Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,882

Half Bath

  • Level: First
  • Dimensions: 6 x 5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,882
  • Total interior livable area: 2,882 sqft

Kitchen

  • Level: Second
  • Dimensions: 10.6 x 25

Living Room

  • Level: Second
  • Dimensions: 23 x 24.5

Master Bedroom

  • Level: Second
  • Dimensions: 13 x 15

Other

  • Level: Second
  • Dimensions: 10 x 11

Other

  • Level: Second
  • Dimensions: 8 x 11.7

Other

  • Level: Third
  • Dimensions: 5 x 9

Other

  • Level: Second
  • Dimensions: 5.5 x 9

Other

  • Level: Third
  • Dimensions: 7 x 14

Property

Details

  • Parcel number: 41000140370
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Balcony,Covered,Porch
  • Exterior features: Balcony,Paved Driveway,Porch
  • Has view: Yes
  • View description: Panoramic,River,Creek/Stream
  • Has water view: Yes
  • Water view: River,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront
  • Frontage length: 72'

Lot

  • Lot size: 10,850 sqft
  • Features: Additional Land Available,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$365$4,380
Property Taxes $520$6,240
Electricity $264$3,170
Total$4,430$53,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,885/yr
40% on housing$132,900/yr
45% on housing$118,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 47130$133
Clark County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 47130$172
Clark County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$649,000
2019-09-20Sold$475,000
2019-07-23Listed for sale$499,900

For Sale by Agent

AgentDaniel Gulley
BrokerageKeller Williams Collective

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