321 Halcyon Road, Charlestown, IN, 47111
About This Home
Here’s a great opportunity to own this recently renovated home in Charlestown Indiana. Brand new roof, AC unit, furnace, water heater, all new LVP flooring, new carpet, cabinets and countertops,interior paint, brand new windows, and new garage doors. Three rooms that can be used as bedrooms, one large living room connected to the eat-in kitchen. Larger partially fenced in yard. This home will qualify for USDA no money down to those who qualify. Listing agent is seller.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1943
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Closet,Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Bath in Primary Bedroom,Main Level Primary
- Window features: Thermal Windows
- Finished area below ground: 0
- Finished area above ground: 850
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 850
- Total interior livable area: 850 sqft
Property
Details
- Parcel number: 18000340290
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Lot size: 7,200 sqft
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $171 | $2,052 |
| Electricity | $184 | $2,212 |
| Total | $1,288 | $15,456 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Price change | $184,900 |
| 2026-03-07 | Listed for sale | $189,900 |
| 2025-04-07 | Sold | $82,000 |
| 2024-11-27 | Listed for sale | $85,000 |
| 2012-01-23 | Sold | $1,300 |
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