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180 W 45th St, Cut Off, LA, 70345

5beds
4baths
2,598sqft
$86,000
$33price/sqft
$880/moest. monthly cost
$35,200/yrincome needed

About This Home

Got an offer? Let's chat! $10K PRICE DROP! Just lowered the price — come take a look! HOME FOR SALE! 4 Bedrooms, 3 Bathrooms Additional 1 Bed, 1 Bath Mother-in-Law Suite/Apartment – Perfect for Rental Income or Guests Whole-Home Natural Gas Generator Generator Powers Both the Main House & Apartment Brand-New Metal Roof Large Front Porch Huge Covered Carport with a Fully Covered Breezeway to the House Great Opportunity for a Homeowner or Investor The main house has been gutted and is ready for you to make it your own, while the apartment is completely finished and move-in ready. This is the perfect setup for someone looking for a fixer-upper with the convenience of living on the property during renovations, or for an investor seeking a property with income potential. If you’re looking for a home with endless possibilities and a solid foundation to build on, this is it! Message me for more information.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Cut Off Elementary SchoolGrades PK-50.6 mi
9/10
7/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,598 sqft

Property

Details

  • Parcel number: 0101709400

Lot

  • Lot size: 9,744 sqft

Parking

  • Total spaces: 3
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$220$2,640
Property Taxes $30$360
Electricity $196$2,357
Total$880$10,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,171/yr
40% on housing$26,400/yr
45% on housing$23,466/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 70345$90
Lafourche Parish$115

vs Homes Sold Last Month

Median $/sqft

ZIP 70345$93
Lafourche Parish$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$76,000
2026-07-30Listed for sale$86,000
2026-07-29Sold--
2015-06-04Sold--

For Sale by Owner

AgentProperty Owner

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