8425 Locust Drive, Charlestown, IN, 47111
About This Home
Located in Charlestown, IN and featuring 5 bedrooms, 3 full bathrooms and the garage of your dreams, this open-concept ranch on a walkout basement checks ALL the boxes. The detached garage was built in 2025 and measures 32'x38'. Use it as a garage, workshop, sports facility or other - the possibilities are endless and there's a second driveway for convenience. The main home was built in 2013 and features soaring 10-foot ceilings and plenty of natural light. The finished walkout basement features bedrooms, storage, a full bathroom and a huge great room. Situated in a park-like setting, this home sits just steps from a private lake - perfect for fishing or swimming or just relaxing by the water. If swimming in lakes isn't your thing, an oversized pool with a wraparound deck waits in your backyard. Conveniently located close to everything Charlestown has to offer and just minutes from Sellersburg, this one is ready for you. Come check it out!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2013
Materials
- Foundation: Poured
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Water Softener
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Bath in Primary Bedroom,Main Level Primary,Vaulted Ceiling(s)
- Finished area below ground: 1,427
- Finished area above ground: 1,585
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,012
- Total interior livable area: 3,012 sqft
Living Room
- Level: First
Master Bedroom
- Level: First
Other
- Level: First
Other
- Level: First
Other
- Level: Lower
Other
- Level: First
Other
- Level: Lower
Property
Details
- Parcel number: 101813500399000004
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: Above Ground,Pool
- Patio & porch: Deck
- Exterior features: Deck,Hot Tub/Spa
- Has spa: Yes
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.45 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Barn,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Lightning
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $277 | $3,324 |
| Electricity | $276 | $3,313 |
| Total | $2,889 | $34,668 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $425,000 |
| 2016-11-04 | Sold | $220,000 |
| 2016-09-19 | Price change | $220,000 |
| 2016-09-14 | Listed for sale | $209,900 |
| 2013-12-30 | Sold | $174,898 |
| 2013-08-30 | Sold | $15,000 |
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