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439 Birch Rd, Vassar, MI, 48768

2beds
1baths
960sqft
$119,000
$124price/sqft
$1,007/moest. monthly cost
$40,280/yrincome needed

About This Home

The cozy cottage you've been manifesting just hit the market and is ready for you to move-in today. Tucked away on a quiet road just off M-15, this charming 1,000 sq ft ranch sits on easy-to-maintain lot that's perfect for first-time buyers, downsizers, or anyone looking to trade endless weekends of yard work for a simpler lifestyle. Inside, the thoughtfully designed layout feels surprisingly spacious, featuring vaulted ceilings, an open living room and kitchen, and cohesive engineered hardwood flooring throughout the main living areas. Warm oak cabinetry, stainless steel appliances, and generous counter space create a functional kitchen ready for everyday living. Both bedrooms continue the engineered hardwood flooring and are accented by thick trim that adds character and charm. Off the kitchen is practical laundry and mudroom—an ideal drop zone for coats, shoes, and everyday essentials before leading to back deck. A detached 1.5-car garage provides additional storage and workspace. Whether you're ready to move right in or excited to add your own style over time, this home's manageable size makes it an ideal project for buyers looking to build equity without taking on an overwhelming renovation. City water and sewer, natural gas, newer roof (2017), newer casement windows, and an economical wall furnace (11 years) already in place, many of the major improvements have already been taken care of. Make all your cottage-core dreams come true!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Central SchoolGrades K-51.2 mi
5/10
Vassar Senior High SchoolGrades 6-121.0 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Block,Crawl Space
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Washer
  • Laundry features: Laundry Room

Bedroom

  • Level: Entry
  • Area: 130
  • Dimensions: 13 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Features

  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: Ceiling Fans

Interior Area

  • Total interior livable area: 960 sqft

Kitchen

  • Level: Entry
  • Area: 180
  • Dimensions: 12 X 15

Laundry

  • Level: Entry
  • Area: 16
  • Dimensions: 8 X 2

Living Room

  • Level: Entry
  • Area: 204
  • Dimensions: 17 X 12

Other

  • Level: Entry
  • Area: 54
  • Dimensions: 9 X 6

Primary Bedroom

  • Level: Entry
  • Area: 150
  • Dimensions: 15 X 10

Property

Details

  • Parcel number: 051018000070000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 1.5
  • Parking features: Oneand Half Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tornado
Hail
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Tuscola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$110$1,320
Property Taxes $108$1,296
Electricity $188$2,259
Total$1,007$12,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,525/yr
40% on housing$30,210/yr
45% on housing$26,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 48768$82
Tuscola County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 48768
Tuscola County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$119,000
2026-07-30Listed for sale$119,000
2012-05-21Sold$16,000
2011-02-28Sold$45,523
2002-09-12Sold$46,000

For Sale by Agent

AgentRachel M Opperman Clark
BrokerageKnockout Real Estate

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