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9389 Foster St, Fostoria, MI, 48435

5beds
2baths
2,080sqft
$220,000
$106price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

**Motivated Seller** Beautifully updated farmhouse in the heart of Fostoria -- where classic charm meets modern peace of mind. With five generously sized bedrooms and two full bathrooms spread across 2,080 square feet, this home offers the space growing families are searching for. Step inside and notice the brand new flooring and fresh paint throughout, giving the home a clean, move-in ready feel from the moment you walk in the door. The HVAC system was replaced just four years ago, so you can enjoy year-round comfort knowing the big work has already been done for you. The heart of the home is a large, welcoming dining room -- perfectly sized for holiday gatherings, family dinners, and everyday moments together. A dedicated laundry room with built-in storage keeps daily life organized and out of sight, while the fantastic mudroom off the back door is a practical dream, giving everyone a place to land when come home

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
4/10
Mayville High SchoolGrades 6-125.7 mi

Construction

Condition

  • Year built: 1850

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 021500138060000

Features

  • Stories: 2

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 114 x 132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Tuscola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$226$2,712
Property Taxes $199$2,388
Electricity $226$2,722
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 48435$105
Tuscola County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 48435
Tuscola County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$229,999
2026-02-07Price change$249,999
2026-01-27Listed for sale$275,000

For Sale by Agent

AgentMegan Ahejew
BrokerageEpique Realty

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