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3228 Phelps St, Unionville, MI, 48767

3beds
1baths
1,074sqft
$170,000
$158price/sqft
$1,350/moest. monthly cost
$54,000/yrincome needed

About This Home

Charming ranch-style home offering single-level living with a view of the softball diamonds and easy access to the Village Park. This updated 3-bedroom, 1-bath residence features an open feel with new flooring and fresh paint throughout, plus an on-demand tankless water heater installed in 2023. The property sits on 0.19 acres and includes a spacious attached insulated 2-car garage with a dedicated workshop and laundry area. Inside, you’ll find storage throughout the house: built-in cabinetry in the hallway, new vanity in the bathroom, shelving in the living room, a pantry in the kitchen, and closets with built-in organizers in all bedrooms. The kitchen showcases newer appliances (under 5 years) with a gas range and a convenient dishwasher, and a smart thermostat for energy-conscious comfort. The home is located across the road from the softball fields and a short stroll to the Columbia township library, village park, scenic walking trail, basketball court, and pickleball court, with a short drive to fishing, hunting, and boating opportunities. Come see for yourself and fall in love!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1939

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer,Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 40

Bedroom1

  • Level: Main
  • Area: 132

Bedroom2

  • Level: Main
  • Area: 121

Bedroom3

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,074

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,074
  • Total interior livable area: 1,074 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 043001000940000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 122

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 122 x 67

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Tuscola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$149$1,788
Property Taxes $154$1,848
Electricity $188$2,259
Total$1,350$16,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,285/yr
40% on housing$40,500/yr
45% on housing$36,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 48767$108
Tuscola County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 48767
Tuscola County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$170,000
2023-07-27Listing removed--
2021-07-26Sold$89,000
2021-06-09Pending sale$95,000
2021-06-09Listed for sale$95,000

For Sale by Agent

AgentBreanna Dinsmoore
BrokerageJPAR - Great Lakes Bay Region

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