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5929 E Gilford Rd, Deford, MI, 48729

2beds
2baths
1,625sqft
$215,000
$132price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

2 Bedroom, 2 full baths (one with a walk-in tub, the other with a jetted tub) home on a crawl space, with central air. Fireplace in the 17x19 family room, alarm system, whole house generator, covered back porch off the 13x16 utility room. 25' wide concrete driveway, 2+ car garage with an 18' wide overhead door and custom cabinets with roll out shelves, insulated walls, attached to that is a 14x26 office/storage room with air and a sauna, attached to that is a 23x21 insulated heated and air workshop with a 9' high overhead door. In the back yard is a 11.5x19.5 storage shed with a concrete floor and electric. All outbuildings are tied into the home alarm system.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,625
  • Total interior livable area: 1,625 sqft

Property

Details

  • Parcel number: 018032000280000

Parking

  • Total spaces: 2
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tornado
Hail
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Tuscola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$205$2,460
Property Taxes $195$2,340
Electricity $188$2,259
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 48729$81
Tuscola County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 48729
Tuscola County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$249,900
2026-04-25Listed for sale$274,900

For Sale by Agent

AgentEarl Volmering
BrokerageKelly & Co. Realty

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