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8781 Dorothy Ave, Brainerd, MN, 56401

4beds
2baths
2,392sqft
$595,000
$249price/sqft
$3,900/moest. monthly cost
$156,000/yrincome needed

About This Home

This 4 bedroom 2 bath property is situated on Merrifield Bay of North Long Lake. Estate sale subject to probate administration. To ensure marketable time, the Administrator will not accept or review any offers until the property has been active on the market for a minimum of 14 days. Property sold As-Is. Listing agent is related to the Administrator and is an heir to the Estate with a financial interest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Nisswa Elementary SchoolGrades PK-45.4 mi
7/10
Forestview Middle SchoolGrades 5-89.4 mi
9/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Sump Pump,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 56
  • Dimensions: 8x7

Bathroom

  • Level: Basement
  • Area: 40
  • Dimensions: 8x5

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Bedroom4

  • Level: Basement
  • Area: 96
  • Dimensions: 12x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Brick
  • Fireplace: Yes
  • Finished area below ground: 1,196
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Baseboard,Dual Fuel/Off Peak,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 2,392 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Laundry

  • Level: Basement
  • Area: 56
  • Dimensions: 8x7

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Recreation Room

  • Level: Basement
  • Area: 400
  • Dimensions: 25x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 73330515
  • Zoning description: Residential-Single Family
  • Foundation area: 2392

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 100

Lot

  • Lot size: 1.25 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 101' x 537' x 100' x 545'

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$453$5,436
Property Taxes $238$2,856
Electricity $201$2,420
Total$3,900$46,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,714/yr
40% on housing$117,000/yr
45% on housing$104,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 56401$209
Crow Wing County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56401$192
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$595,000

For Sale by Agent

AgentLaura Bement
BrokerageNextHome Horizons

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