94 Bear Creek Cove, Topton, NC, 28781
About This Home
Escape to Bear Tree Cabin, a cozy and private one-bedroom vacation rental nestled in the heart of the Nantahala Mountains. Its just Perfect, this luxury cabin offers peace, privacy, and all the comforts of home or could be a long term home. Relax on the covered front porch, soak in the outdoor hot tub, and enjoy the serene sounds of nature. Located in an exclusive mountain resort community, Bear Tree is a quiet retreat just minutes from outdoor adventures like white-water rafting, hiking, and fishing. This well-appointed Nantahala cabin features a spacious one-bedroom, one-bath layout with a comfortable sleeper futon. Whether you're looking for a weekend getaway or a place to call home in the Smoky Mountains, Bear Tree Cabin is the perfect base for your mountain adventure.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Refrigerator,Range,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Vaulted Ceiling(s),Ceiling Fan(s),Furnished,Hot Tub
- Flooring: Wood
- Attic: None
Heating
- Heating features: Electric
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Details
- Parcel number: 6517735077
- Zoning: None
- Other equipment: Generator
Features
- Levels: One and One Half
- Patio & porch: Porch
Lot
- Lot size: 2.15 Acres
- Features: Other
Parking
- Parking features: Gravel,No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Ice Storm
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $134 | $1,608 |
| Electricity | $200 | $2,405 |
| Total | $2,909 | $34,908 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-24 | Listed for sale | $469,900 |
| 2011-08-24 | Sold | $100,000 |
For Sale by Agent
View on Zillow