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5200 54th Avenue SE, Lacey, WA, 98503

4beds
3baths
2,230sqft
$509,000
$228price/sqft
$3,273/moest. monthly cost
$130,920/yrincome needed

About This Home

**ASSUMABLE VA 3.25% INTEREST RATE!!** Comfort and convenience align in this generously designed home featuring 4 bedrooms, an additional office/den on the main floor, bonus loft upstairs, & luxurious primary en suite! Accommodations abound in the multiple rooms this home offers, including a separate work-from-home space! Kitchen design delights w wood floors, granite slab counters, rich wood cabinets, stainless appliances, & dedicated pantry, open to the family room where a gas fireplace & side windows bring comfort & light. A welcoming living room at entry offers an alternative gathering or play space, while the office provides a flex room to meet a variety of needs. Upstairs, the primary suite brings a relaxing vibe w its vaulted ceilings, dual vanity, soaker tub, glass door shower, & walk-in-closet. The bonus area in the loft speaks complete comfort for all, with 3 additional bedrooms & full bathroom along the perimeter and a dedicated laundry room conveniently situated near the primary. The covered front & back aggregate patios are welcoming and easy to enjoy--this corner lot allows for a very private back patio experience surrounded by greenery, unique to this beautiful home! Fresh exterior paint & the recent addition of AC mean comfort & peace of mind. Join the lovely community of SummerWalk w its tree-lined streets, neighborhood parks, & nearby Rainier Vista community park and sports complex, along with shopping, eateries, & schools; JBLM just minutes away.

Getting Around

67
WalkingSomewhat Walkable
40
TransitSome Transit
65
BikeBikeable

Schools

7/10
Komachin Middle SchoolGrades 6-81.1 mi
6/10
Timberline High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 77090013500
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Topography of land: Level

Lot

  • Lot size: 3,040 sqft
  • Features: Curbs,Paved,Sidewalk,Fenced-Partially,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$128$1,536
Property Taxes $420$5,040
Electricity $152$1,830
Total$3,273$39,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,217/yr
40% on housing$98,190/yr
45% on housing$87,280/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 98503$222
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98503$301
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$499,000
2026-07-25Price change$509,000
2026-06-24Listed for sale$519,000
2020-09-25Sold$379,500
2020-08-09Pending sale$375,000
2020-08-02Price change$375,000
2020-07-22Listed for sale$390,000
2017-03-17Sold$271,719
2014-01-31Sold$224,989

For Sale by Agent

AgentTucker Bradshaw
BrokerageRE/MAX Northwest

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