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18 Del Ray Dr, Fairview Heights, IL, 62208

4beds
3baths
2,934sqft
$345,000
$118price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

Welcome home to this 4 Bed/3 Bath ranch in the O'Fallon School Disctrict! The living room sets the tone with vaulted ceilings, a gas fireplace, and oversized windows that keep the space bright through every season. From there, the kitchen anchors daily life — updated with modern appliances and plenty of counter space, it opens directly to the dining area so cooking, conversation, and entertaining happen in the same easy rhythm. Four bedrooms give this home real flexibility. The primary suite includes a private bath and closet space, while the remaining bedrooms are also generously sized. Downstairs, the fully finished basement adds a second living layer most homes don't offer: a kitchenette and full bathroom make it suited for a recreation room, media space, or multi-generational living, depending on what your household needs right now. Outside, a fully fenced backyard with a vinyl privacy fence creates a private, low-maintenance space for pets, gatherings, or just unwinding after a long day. An attached garage adds everyday convenience, and a (leased) solar panel system on the roof helps keep energy costs down year-round. Close to O'Fallon's shopping, dining, and schools, this is a home built for both comfortable living and easy entertaining.

Getting Around

33
WalkingCar-Dependent
29
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

8/10
6/10
O'Fallon High SchoolGrades 9-123.3 mi
5/10
Central Elementary SchoolGrades PK-30.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sump Pump

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bathroom

  • Level: Basement
  • Area: 35
  • Dimensions: 7x5

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom

  • Level: Basement
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Basement
  • Area: 110
  • Dimensions: 11x10

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Family Room

  • Level: Basement
  • Area: 476
  • Dimensions: 34x14

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen/Dining Room Combo,Open Floorplan,Storage,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,310
  • Finished area above ground: 1,631

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,934
  • Total interior livable area: 2,934 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Laundry

  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Living Room

  • Level: Main
  • Area: 352
  • Dimensions: 16x22

Primary Bathroom

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Primary Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 0326.0308011
  • Special condition: Standard

Features

  • Levels: One
  • Exterior features: Private Yard
  • Fencing: Full,Vinyl

Lot

  • Lot size: 10,454 sqft
  • Features: Back Yard,Front Yard,Interior Lot,Landscaped,Level
  • Lot size dimensions: 80 x 130

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$302$3,624
Property Taxes $526$6,312
Electricity $225$2,708
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 62208$149
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62208$123
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$345,000
2026-06-25Listed for sale$349,900
2025-12-19Sold$312,500
2025-11-09Pending sale$315,000
2025-10-23Price change$315,000
2025-10-03Listed for sale$320,000
2017-06-15Sold$184,045
2017-04-12Pending sale$168,900
2017-04-12Listed for sale$168,900
2017-03-24Sold$22,000

For Sale by Agent

AgentPayton Blaylock
BrokerageReal Broker LLC

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