431 Cyrus Thompson Drive, Jacksonville, NC, 28546
About This Home
Instant equity awaits in Towne Pointe! Priced approximately $10,000 below market value and offering an additional $10,000 Use As You Choose allowance, this spacious 5-bedroom plus bonus room home is an incredible opportunity to personalize a home while keeping more money in your pocket. With over 3,370 square feet of living space, this 2012-built home offers generous room for families of all sizes. While the original carpet and paint leave the perfect opportunity to add your own style, the big-ticket updates have already been completed, including a roof replaced in 2019, a recently serviced HVAC system, and a brand-new refrigerator. The washer, dryer, and an additional refrigerator in the garage all convey. Step outside to your backyard retreat featuring a 2-year-old 18' x 32' above-ground pool, perfect for cooling off during North Carolina summers. The fully fenced backyard has also been extensively refreshed, with the majority of the fence boards and large sections of fencing recently replaced. As a Towne Pointe resident, you'll also enjoy access to the community pool and neighborhood amenities. Located just minutes from Camp Lejeune, shopping, dining, and schools, this home combines space, value, and location with the added benefit of lower county taxes. Opportunities like this don't come along often--schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave
- Laundry features: Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Pantry
- Flooring: Carpet,Wood,Hardwood
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,370
- Total interior livable area: 3,370 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1127c21
- Zoning: RA
- Special condition: Standard
Features
- Levels: Two
- Pool features: Above Ground
- Patio & porch: Patio
- Exterior features: None
- Fencing: Wood
- Has view: Yes
- View description: None
- Waterfront features: None
- Frontage type: See Remarks
- Living area range: 3000 - 3499
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: On Site
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $234 | $2,808 |
| Electricity | $313 | $3,766 |
| Total | $2,852 | $34,224 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $425,000 |
| 2026-07-26 | Listed for sale | $425,000 |
| 2013-04-10 | Sold | $265,500 |
View on Zillow