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371 Hickory Loop, Rutherfordton, NC, 28139

5beds
4baths
3,738sqft
$835,000
$223price/sqft
$5,259/moest. monthly cost
$210,360/yrincome needed

About This Home

Experience the perfect blend of rustic luxury and mountain charm at 371 Hickory Loop in Rutherfordton NC. This stunning fully furnished log home located in a gated community, offers 5 spacious bedrooms and 4 bathrooms, creating plenty of room for family, guest, or a private mountain retreat. From flatware to fixtures this property is being offered completely furnished, making it truly move-in ready and ideal for a primary residence, vacation getaway, or investment opportunity. From the moment you walk inside, you're greeted by a breathtaking vaulted living room featuring a massive floor-to-ceiling stone fireplace that serves as the centerpiece of the home. Warm wood tones, soaring ceilings, and natural craftsmanship create the inviting atmosphere buyers dream of in a luxury mountain home. The gourmet kitchen is designed for both entertaining and every day living, offering ample workspace, quality finishes, and an open flow into the main living areas. Step outside to enjoy the beautifully landscaped grounds and fenced-in backyard complete with a full home Generac generator and ample storage shed. This backyard area is perfect for pets, gatherings, or simply relaxing in your own private outdoor oasis. Conveniently located in the heart of Western NC, this exceptional property is just a short drive to Asheville, the renowned Tryon International Equestrian Center and beautiful Lake Lure / Chimney Rock. Enjoy easy access dining, outdoor recreation, hiking, wineries, shopping, and all the mountain lifestyle has to offer while still enjoying the peace and privacy of Rutherfordton living. 371 Hickory Loop is a rare opportunity to own a turnkey luxury log home in one of North Carolina's most desirable mountain regions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
R-S Middle SchoolGrades 6-84.9 mi
4/10
R-S Central High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Crawl Space
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Filtration System,Freezer,Tankless Water Heater,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,738

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,738
  • Total interior livable area: 3,738 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0381827934
  • Zoning: R21H
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Balcony,Covered,Rear Porch,Screened
  • Fencing: Back Yard

Lot

  • Lot size: 1.09 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,222$50,664
Home Insurance *$306$3,672
Property Taxes $383$4,596
Electricity $348$4,177
Total$5,259$63,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,308/yr
40% on housing$157,770/yr
45% on housing$140,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$190
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$835,000
2026-05-18Listed for sale$847,000
2020-11-01Listing removed$540,000
2020-03-31Listed for sale$540,000
2016-12-01Listing removed$550,000
2015-04-18Listed for sale$550,000
2014-11-22Listing removed$549,500
2013-11-24Listed for sale$549,500
2008-08-01Sold$95,000

For Sale by Agent

AgentRichard Driggers
BrokerageKeller Williams Professionals

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