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423 Blue Pennant Court, Sneads Ferry, NC, 28460

3beds
2baths
1,174sqft
$315,000
$268price/sqft
$2,051/moest. monthly cost
$82,040/yrincome needed

About This Home

If you've been searching for a move-in ready home with privacy, charm, and quick access to the coast, this Oyster Landing gem on a quiet cul-de-sac is a must-see. This charming single-story home offers 1,174 sq ft, 3 bedrooms, 2 bathrooms, and a 1-car garage. The inviting front porch seating area shaded by a latticed pergola provides the perfect place to enjoy morning coffee or relax in the evenings. Inside, the living room features vaulted ceilings that create an open, airy feel. The eat-in kitchen includes sliding glass doors overlooking the backyard, bringing in natural light and offering easy access to outdoor living. Step outside to a fenced backyard with more trees should you wish to make the yard feel bigger with a detached covered patio, ideal for relaxing or entertaining. Trees along the back fence provide a natural sense of privacy and a peaceful backdrop. The primary suite features a walk-in closet and an ensuite bathroom with a soaking tub and shower combination. The home also includes refrigerator, washer, and dryer, plus additional shelving in the laundry area for extra storage. The garage offers a convenient side door leading directly to the backyard. Residents of Oyster Landing enjoy access to the neighborhood pool with two swimming lanes and a spacious soaking area. Conveniently located between Marine Corps Base Camp Lejeune and U.S. Route 17, and just minutes from Surf City and the beaches of North Topsail Beach.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-51.7 mi
7/10
Dixon MiddleGrades 6-82.6 mi
4/10
Dixon HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),Ceiling Fan(s),Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Vinyl
  • Attic: Access Only,Partially Floored

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,174
  • Total interior livable area: 1,174 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 747d48
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Patio,Front Porch
  • Exterior features: None
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 0.45 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 175 x 166 x 184 x 40

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$86$1,032
Property Taxes $173$2,076
Electricity $200$2,405
Total$2,051$24,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,320/yr
40% on housing$61,530/yr
45% on housing$54,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$307
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Contingent$315,000
2026-03-11Listed for sale$315,000
2024-03-22Listing removed--
2024-03-20Listed for rent$1,900
2024-03-18Listing removed--
2024-03-08Listed for rent$1,800
2020-10-16Sold$185,000
2020-09-07Pending sale$184,999
2020-09-04Listed for sale$184,999
2017-07-18Sold$146,600
2017-05-28Pending sale$144,900
2017-05-07Price change$144,900
2017-04-20Price change$149,900
2017-03-29Listed for sale$154,000
2017-02-16Listing removed$149,900
2016-11-29Price change$149,900
2016-10-20Listed for sale$155,000
2012-08-02Sold$142,500

For Sale by Agent

AgentDesiree Sielen
BrokerageWizbang Realty & Property Management

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