138 Topsail Road, North Topsail Beach, NC, 28460
About This Home
Experience ultimate relaxation and serene beachfront living at 138 Topsail Road, a stunning five-bedroom retreat located in beautiful North Topsail Beach. This spacious home features three master suites, a cozy bunk room, and a charming upstairs area perfect for children, outfitted with twin beds. Enjoy breathtaking views of both the ocean and the sound from the expansive living area, or unwind in any of the bedrooms equipped with flat-screen TVs. The open-concept kitchen boasts granite countertops and stainless steel appliances, offering all the comforts of home. With private beach access just steps away and a soothing hot tub nestled beneath the deck, this property is your perfect escape. Conveniently situated near local restaurants, shops, parks, and just minutes from Surf City and Sneads Ferry, 138 Topsail Road is the ideal family getaway for an unforgettable summer retreat. With a proven rental history, this beautiful home will make a great primary, secondary, or investment property. Shcedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Other,Pilings
- Roof: Metal
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Disposal,Dishwasher
- Laundry features: In Hall,Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Master Downstairs,High Ceilings,Ceiling Fan(s),Furnished,Pantry,Blinds/Shades,Gas Log
- Flooring: Bamboo,Tile
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace Insert,Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,618
- Total interior livable area: 2,618 sqft
Property
Details
- Parcel number: 80912
- Zoning: R-10
- Special condition: Standard
Features
- Levels: Three Or More
- Patio & porch: Deck
- Exterior features: Outdoor Shower,Gas Log
- Fencing: None
- Has view: Yes
- View description: Ocean,Sound
- Has water view: Yes
- Water view: Ocean,Sound
- On waterfront: Yes
- Waterfront features: Ocean Front
- Frontage type: Oceanfront
- Living area range: 2600 - 2799
Lot
- Lot size: 0.27 Acres
- Features: Dunes,Level,Ocean Side
- Lot size dimensions: 60 x mhw
Parking
- Parking features: Covered,Concrete,Lighted,On Site,Underhouse
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,418 | $101,016 |
| Home Insurance * | $454 | $5,448 |
| Property Taxes | $1,520 | $18,240 |
| Electricity | $243 | $2,926 |
| Total | $10,635 | $127,620 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $1,664,900 |
| 2026-02-18 | Listed for sale | $1,715,000 |
| 2025-10-15 | Listing removed | $3,350 |
| 2025-07-23 | Listed for rent | $3,350 |
| 2014-04-23 | Sold | $675,000 |
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