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219 Highland Hts, Lake Lure, NC, 28746

4beds
4baths
2,732sqft
$949,000
$347price/sqft
$5,987/moest. monthly cost
$239,480/yrincome needed

About This Home

Classic log cabin, conveniently located behind the gates of Rumbling Bald on Lake Lure and just a short golf cart ride to amenities. The main level features a cathedral ceiling great room with a river rock stone gas fireplace, a fully equipped kitchen with granite countertops, SS appliances, breakfast bar, walk-in pantry, and laundry room. The primary en-suite bedroom, and guest half bath are also on the main level. Upstairs you’ll find 2 more guest bedrooms and a full bath. The walkout finished basement boasts a 2nd living room with another stone fireplace, kitchenette, another bedroom and full bath. The 1.5 car garage has been finished and converted into a game room with foosball, tabletop shuffleboard, air hockey, pinball, basketball, and much more! Exterior recently sealed & stained. Some amenities include 24-hour security, lake access, private beach, indoor/outdoor pools, pickleball, tennis, two 18-hole championship golf courses, fitness center, spa, restaurants & bars.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Pinnacle Elementary SchoolGrades PK-510.7 mi
4/10
R-S Middle SchoolGrades 6-813.4 mi
4/10
R-S Central High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator,Refrigerator with Ice Maker,Washer,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room,Living Room,Propane
  • Finished area below ground: 629
  • Finished area above ground: 2,103

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,103
  • Total interior livable area: 2,732 sqft

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 237.93
  • Dimensions: 16' 6" X 14' 5"

Property

Details

  • Parcel number: 1631123
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Front Porch,Rear Porch,Side Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Mountain(s),Year Round
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip – Community,Boat Slip (Lease/License),Paddlesport Launch Site - Community
  • Waterbody name: Lake Lure

Lot

  • Lot size: 0.87 Acres
  • Features: Cul-De-Sac,Paved,Rolling Slope,Wooded,Views

Parking

  • Total spaces: 6
  • Parking features: Basement,Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Golf Cart Garage,Parking Space(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$302$3,624
Property Taxes $633$7,596
Electricity $254$3,053
Total$5,987$71,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,268/yr
40% on housing$179,610/yr
45% on housing$159,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$281
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$999,000
2024-08-29Listed for sale$1,050,000
2021-12-16Sold$700,000
2021-11-16Pending sale$684,900
2021-11-16Contingent$684,900
2021-11-11Listed for sale$684,900
2017-10-13Sold$450,000
2017-09-21Listed for sale$474,700
2017-08-05Pending sale$474,700
2017-07-17Listed for sale$474,700
2017-07-03Pending sale$474,700
2017-04-13Listed for sale$474,700
2015-09-09Listing removed$469,500
2015-06-11Listed for sale$469,500

For Sale by Agent

AgentWes Cleary
BrokerageTeam Cleary Real Estate Inc

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