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1597 New River Inlet Road, North Topsail Beach, NC, 28460

6beds
6baths
2,555sqft
$1,450,000
$568price/sqft
$9,287/moest. monthly cost
$371,480/yrincome needed

About This Home

Built around the ease of coastal living, this North Topsail Beach home blends beach access, boating, and outdoor living into one cohesive experience. Set between the ocean and a deep water canal, this North Topsail Beach home offers a rare combination of coastal access and everyday functionality. With ocean views in the front and direct access to the Intracoastal Waterway from the back, this home is well suited for both personal use and investment potential. Nestled between two public beach accesses, both within 300 feet, the home offers easy oceanfront enjoyment just steps away. The home features 6 bedrooms and 5.5 bathrooms, including four master suites, and comfortably accommodates large groups, making it perfectly suited for vacation rentals. Two separate living areas provide space for entertaining and relaxing, along with a dedicated game area featuring a pool table. The home's interior has been freshly painted, and large windows throughout bring in natural light while offering glimpses of the surrounding water. A recently installed luggage lift adds convenience for moving items between levels. Outdoor living is a standout feature, with more than 1,300 square feet of decking -- including a durable Trex upper ocean-side deck -- designed for enjoying coastal breezes and time outdoors. Spend the day by the private heated pool, enjoy a game on the outdoor ping pong table, relax in the 8-person hot tub, or head out from your private dock to kayak, fish, and explore the waterway. A huge benefit of the AE flood zone is the relatively inexpensive flood insurance, currently approximately $741 per year. The home has been used as a second home and as a vacation rental with long-term rental history. Topsail Island, known for its wide beaches, boating access, and laid-back coastal atmosphere, offers a balance of natural beauty and everyday convenience. From local restaurants and shops to endless opportunities on the water, this is a location that continues to draw visitors and homeowners back year after year.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-56.7 mi
7/10
Dixon MiddleGrades 6-84.1 mi
4/10
Dixon HighGrades 9-127.8 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Electric Cooktop,Down Draft,Built-In Microwave,Built-In Electric Oven,Washer,Refrigerator,Dryer,Disposal,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third

Family Room

  • Level: Second

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Solid Surface,Kitchen Island,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Built-in Features,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,555
  • Total interior livable area: 2,555 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Third

Media Room

  • Level: Fourth

Property

Details

  • Parcel number: 779b57
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: In Ground
  • Patio & porch: Open,Covered,Deck
  • Exterior features: Outdoor Shower
  • Fencing: Metal/Ornamental,Other
  • Has view: Yes
  • View description: ICW,Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Ocean,Sound,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Front,Deeded Water Access,Second Row,Water Access Comm
  • Frontage type: Canal Front
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.29 Acres
  • Features: Bulkhead,Deeded Water Access,Second Row,Water Access Comm
  • Lot size dimensions: 80 x 165 x 80 x 160

Parking

  • Total spaces: 4
  • Parking features: Attached,Gravel,Off Street,No Garage,Underhouse
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$395$4,740
Property Taxes $1,324$15,888
Electricity $237$2,855
Total$9,287$111,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,411/yr
40% on housing$278,610/yr
45% on housing$247,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$568This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$304
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$1,450,000
2017-06-30Sold$712,000
2017-05-28Pending sale$729,000
2017-04-14Price change$729,000
2016-03-24Listed for sale$749,000

For Sale by Agent

AgentSherwood Strickland Group
BrokerageColdwell Banker Sea Coast Advantage

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