3109 N 20th St, Waco, TX, 76708
About This Home
Beautifully renovated 3-bedroom, 2-bath home offering 982 SF of updated living space. Originally built in 1931, this home underwent a comprehensive remodel in 2022, including major improvements throughout. Features include an open-concept layout, laminate flooring, custom cabinetry, granite countertops, updated HVAC and roof, and a spacious primary suite. Situated on a 0.161-acre lot with a large backyard and concrete driveway. Conveniently located near MCC, shopping, dining, schools, and everyday amenities. Move-in ready and full of value.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Granite Counters,Open Floorplan
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 982 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 191248
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 7,000 sqft
Parking
- Parking features: Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $310 | $3,720 |
| Electricity | $238 | $2,859 |
| Total | $1,522 | $18,264 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $169,000 |
| 2026-06-25 | Listed for sale | $179,000 |
| 2022-12-15 | Sold | -- |
| 2022-11-15 | Pending sale | $185,000 |
| 2022-11-07 | Price change | $185,000 |
| 2022-10-26 | Price change | $189,900 |
| 2022-10-21 | Price change | $192,500 |
| 2022-10-15 | Listed for sale | $195,000 |
| 2022-10-10 | Pending sale | $195,000 |
| 2022-09-22 | Listed for sale | $195,000 |
For Sale by Agent
View on Zillow