601 County Road 620, Gardner, CO, 81040
About This Home
What if home was a place where life slowed down, the air felt fresher, and every day started off right. Set on 44+ acres, this property offers the space, freedom, and versatility to live the Colorado lifestyle you've been dreaming of. Whether you're raising horses, starting a hobby farm, hunting, or simply seeking peace and privacy, this property is ready for it all. The beautifully designed ranch-style home features over 3,000 square feet with 4 bedrooms and 3 bathrooms. A stunning double-sided stone fireplace anchors the open living, dining, and kitchen areas, creating the perfect gathering space. A sunroom, loft, library, and bonus room provide flexibility for entertaining, working from home, hobbies, or quiet relaxation. Outside, you'll find everything needed for country living including a 40x50 shop, barn with stalls, tack room, greenhouse, Quonset hut, and an oversized heated 3-car garage. A brand-new high-production well, solar system, and access to electric offer convenience and sustainability. Located near National Forest access in sought-after GMU 84, outdoor recreation is right outside your door. Enjoy horseback riding, hiking, hunting, wildlife viewing, and endless Colorado adventures. Conveniently situated on a county-maintained road less than a mile from Highway 69, you'll enjoy easy access while feeling a world away from the noise of everyday life. More than a home, this is a place to embrace a lifestyle centered around freedom and the great outdoors.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom2
- Level: Main
- Area: 239.85999999999999
Bedroom3
- Level: Upper
- Area: 170
Bedroom4
- Level: Upper
- Area: 159.46
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- 3/4 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 163.75
Family Room
- Level: Upper
- Area: 516.03
Features
- Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower
- Flooring: Hardwood,Tile
- Number of fireplaces: 2
- Fireplace: Yes
Interior Area
- Total structure area: 7,418
- Total interior livable area: 7,418 sqft
Kitchen
- Level: Main
- Area: 121
Living Room
- Level: Main
- Area: 691.957
Master Bedroom
- Level: Main
- Area: 575.96
Property
Details
- Parcel number: 12021
- Zoning: R
- Special condition: Standard
- Horse amenities: Corral/Stable
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Patio-Covered-Front,Patio-Covered-Rear,Deck-Covered-Front,Deck-Covered-Rear
- Exterior features: Kennel,Outdoor Lighting-Front,Outdoor Lighting-Rear
- Fencing: Metal Fence-Front,Metal Fence-Rear,Wood Fence-Front,Wood Fence-Rear
- Has view: Yes
- View description: Mountain(s)
- Horses can be raised: Yes
Lot
- Lot size: 44.65 Acres
- Features: Horses Allowed,Trees-Front,Trees-Rear
Parking
- Total spaces: 3
- Parking features: 3 Car Garage Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Hail
- Wildfire
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,500 | $54,000 |
| Home Insurance * | $858 | $10,296 |
| Property Taxes | $229 | $2,748 |
| Electricity | $559 | $6,719 |
| Total | $6,146 | $73,752 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $890,000 |
| 2021-09-15 | Sold | $700,000 |
| 2017-03-22 | Sold | $480,000 |
| 2015-08-25 | Listing removed | $429,000 |
| 2014-06-25 | Price change | $429,000 |
| 2014-04-21 | Listed for sale | $469,000 |
| 2010-05-13 | Sold | $500 |
| 2007-08-21 | Sold | $315,000 |
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