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1108 Saint Catherine Circle, Richmond Hill, GA, 31324

6beds
7baths
5,108sqft
$998,500
$195price/sqft
$7,753/moest. monthly cost
$310,120/yrincome needed

About This Home

Welcome to a truly one-of-a-kind custom estate where space, character, and setting come together in a way that’s hard to find. Located in The Bluffs of Richmond Hill is this 1.65 private home with serene lagoon views, this expansive 6-bedroom, 6.5-bath home offers a rare blend of comfort, flexibility, and timeless charm. From the moment you arrive, you’ll appreciate the thoughtful design and presence of this custom-built home, now featuring a brand-new roof for added peace of mind. Inside, the layout is both functional and inviting, offering room for everyone and every lifestyle. A dedicated office provides the perfect work-from-home retreat, while the spacious loft creates an ideal setting for entertaining, movie nights, or a playroom. The heart of the home flows effortlessly to the outdoors, where a large patio, screened porch, and built-in gas grill invite you to relax, gather, and enjoy the tranquil water views. Whether hosting guests or enjoying a quiet evening, this outdoor space is truly special. The owner’s suite is its own private retreat, complete with a sitting area and a versatile bonus space perfect for a yoga or meditation room, private dressing area, or an incredible custom closet. With six generously sized bedrooms, each with access to its own bath, this home offers exceptional comfort and privacy for family and guests alike. The multiple garage spaces—including a three-car garage plus an additional single bay—provide ample room for vehicles, storage, or hobbies. Rich with character and designed with intention, this home presents a rare opportunity to own a private retreat with space to live, entertain, and make your own—all in a beautiful lagoon-front setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
7/10
8/10
Richmond Hill High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Raised,Slab
  • Roof: Asphalt
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Cooktop,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Range Hood,Wine Cooler,Refrigerator
  • Laundry features: Laundry Room,Laundry Tub,Sink,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Attic,Breakfast Bar,Built-in Features,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Cathedral Ceiling(s),Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,High Ceilings,Intercom,Kitchen Island,Main Level Primary,Other,Pantry,Pull Down Attic Stairs,Recessed Lighting,Sitting Area in Primary,Separate Shower,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Walk-In

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 5,108 sqft

Property

Details

  • Parcel number: 063A119
  • Zoning: R-15
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Pool features: Community
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Gas Grill,Landscape Lights
  • Has view: Yes
  • View description: Lagoon,Trees/Woods
  • Has water view: Yes
  • Water view: Lagoon
  • On waterfront: Yes
  • Waterfront features: Lagoon

Lot

  • Lot size: 1.65 Acres
  • Features: Back Yard,Corner Lot,Interior Lot,Private,Sprinkler System,Wooded

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Heat Wave
Inland Flooding
Lightning
Tornado
Cold Wave
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,048$60,576
Home Insurance *$540$6,480
Property Taxes $1,669$20,028
Electricity $496$5,955
Total$7,753$93,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,817/yr
40% on housing$232,590/yr
45% on housing$206,746/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 31324$243
Bryan County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 31324$198
Bryan County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$1,040,000
2025-08-27Listed for sale$1,050,000
2025-07-01Listing removed$1,150,000
2025-06-04Listed for sale$1,150,000
2025-06-01Listing removed$1,150,000
2025-02-12Price change$1,150,000
2025-01-06Price change$1,175,000
2024-11-14Listed for sale$1,200,000
2010-06-30Sold$45,200

For Sale by Agent

AgentBrooker Collins Sauers
BrokerageKeller Williams Coastal Area P

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