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8 Starboard St Unit D, Ottawa, IL, 61350

2beds
2baths
1,428sqft
$349,000
$244price/sqft
$2,535/moest. monthly cost
$101,400/yrincome needed

About This Home

Welcome to Heritage Harbor, a premier waterfront community offering resort-style amenities and carefree living in the heart of Starved Rock Country in Ottawa, Illinois. Enjoy access to a state-of-the-art marina with boat slips, an on-site restaurant, sparkling swimming pools, scenic walking paths, and all the charm this vibrant destination has to offer. Built in 2011, this beautifully maintained 2-bedroom, 2-bath condominium offers over 1,300 square feet of thoughtfully designed living space. The open-concept floor plan is perfect for entertaining, while expansive windows fill the home with natural light and showcase picturesque harbor views from nearly every room. Whether you're looking for a primary residence or a peaceful weekend escape, this beautiful condominium offers the perfect place to unwind. Spend your days enjoying the marina, pools, on-site dining, and scenic surroundings, then relax at home while taking in the tranquil harbor views. Experience the carefree lifestyle that makes Heritage Harbor one of Starved Rock Country's most desirable destinations.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Rutland Elementary SchoolGrades PK-84.8 mi
3/10

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
  • Laundry features: In Unit

Balcony Porch Lanai

  • Level: Second
  • Area: 60
  • Dimensions: 6X10

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 80
  • Dimensions: 8X10

Eating Area

  • Level: Second
  • Area: 80
  • Dimensions: 8X10

Features

  • Walk-In Closet(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,428 sqft

Kitchen

  • Features: Kitchen (Galley,Island),Flooring (Wood Laminate)
  • Level: Second
  • Area: 112
  • Dimensions: 8X14

Laundry

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 30
  • Dimensions: 5X6

Living Room

  • Features: Flooring (Wood Laminate),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 648
  • Dimensions: 24X27

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 192
  • Dimensions: 12X16

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 30
  • Dimensions: 5X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1544302036
  • Special condition: None
  • Other equipment: TV-Cable,Ceiling Fan(s)

Features

  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes
  • Waterbody name: ILLINOIS RIVER

Lot

  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$238$2,856
Property Taxes $403$4,836
Electricity $130$1,569
Total$2,535$30,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,914/yr
40% on housing$76,050/yr
45% on housing$67,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$185
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$349,000
2019-12-06Sold$155,000
2019-10-17Pending sale$165,000
2019-10-01Price change$165,000
2019-09-05Price change$168,900
2019-07-15Price change$174,000
2019-06-24Price change$179,000
2019-05-17Listed for sale$189,000
2019-03-08Listing removed$209,000
2018-07-23Listed for sale$209,000
2017-10-03Listing removed$219,000
2017-08-30Price change$219,000
2017-07-06Price change$229,000
2017-04-12Price change$234,000
2017-03-14Listed for sale$239,000
2016-02-09Listing removed$1,500
2015-12-18Listed for rent$1,500
2013-06-17Sold$185,000

For Sale by Agent

AgentGina Stoudt, GRI
BrokerageLegacy Realty Latta Young

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