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712 E Harrison St, Sparta, IL, 62286

6beds
1baths
1,600sqft
$17,900
$11price/sqft
$255/moest. monthly cost
$10,200/yrincome needed

About This Home

Endless possibilities await! This spacious 6-bedroom, 1-bath home sits on a large yard and is ready for your vision. With plenty of room to spread out, inside and out, this property offers the opportunity to create your dream space. Whether you’re looking for a full renovation project or an investment opportunity, this home has tons of potential. Bring your tools and ideas — with some work, this could be something special! Selling as-is.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Sparta Lincoln SchoolGrades PK-80.8 mi
4/10
Sparta High SchoolGrades 9-120.7 mi
4/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1950

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 1909200900
  • Special condition: Listing As Is

Features

  • Levels: Two

Lot

  • Lot size: 0.31 Acres
  • Features: Back Yard,Corner Lot,Front Yard,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $90$1,080
Home Insurance *$16$192
Property Taxes $19$228
Electricity $130$1,569
Total$255$3,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,742/yr
40% on housing$7,650/yr
45% on housing$6,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$11This listing

vs Other Active Listings

Avg $/sqft

ZIP 62286$66
Randolph County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 62286
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$17,900
2026-03-24Contingent$17,900
2026-02-03Price change$17,900
2026-01-07Listed for sale$21,900
2025-12-26Listing removed$21,900
2025-12-02Price change$21,900
2025-10-14Price change$24,900
2025-09-08Listed for sale$29,900
2025-08-08Contingent$29,900
2025-08-07Price change$29,900
2025-07-17Price change$39,900
2025-06-25Listed for sale$49,900

For Sale by Agent

AgentAmy L Hank
BrokerageKeller Williams Pinnacle

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