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1009 Swanwick St, Chester, IL, 62233

5beds
2baths
3,639sqft
$185,000
$51price/sqft
$1,583/moest. monthly cost
$63,320/yrincome needed

About This Home

A brick antique house that has much remodeling done. It is located near the heart of Chester giving easy access to to all directions. The 3rd. floor storage room has a skylight giving it plenty of natural light. It could easily be made in to a bed and breakfast or a multi family residence with some additional changes. The garage has a upstairs floor for additional storage or could possibly be made into a small apartment. The house has many of the original features preserved such as window transits, decorative doors, the trim around the gables and front porch. There is a tunnel from the basement out to the street, it has a skylight. A very spacious house with a lot of room.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Chester Elementary SchoolGrades PK-80.5 mi
1/10
Chester High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1912

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: 2nd Floor,In Basement,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bathroom

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 72
  • Dimensions: 12x6

Bathroom2

  • Features: Floor Covering: Laminate
  • Level: Second
  • Area: 117
  • Dimensions: 13x9

Bedroom

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Floor Covering: Laminate
  • Level: Second
  • Area: 225
  • Dimensions: 15x15

Bedroom4

  • Features: Floor Covering: Laminate
  • Level: Second
  • Area: 180
  • Dimensions: 15x12

Bedroom5

  • Features: Floor Covering: Laminate
  • Level: Second
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 165
  • Dimensions: 15x11

Features

  • High Ceilings,Historic Millwork,Laminate Counters,Natural Woodwork
  • Door features: Pocket Door(s),Storm Door(s)
  • Window features: Skylight(s),Wood Frames
  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,639

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,639
  • Total interior livable area: 3,639 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Laundry

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 60
  • Dimensions: 10x6

Laundry

  • Features: Floor Covering: Laminate
  • Level: Second
  • Area: 65
  • Dimensions: 13x5

Living Room

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Storage

  • Features: Floor Covering: Wood,Wood Veneer
  • Level: Third
  • Area: 264
  • Dimensions: 22x12

Property

Details

  • Parcel number: 1804901400
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Storage
  • Fencing: Back Yard,Partial
  • Has view: Yes
  • View description: None
  • Frontage length: 80

Lot

  • Lot size: 0.29 Acres
  • Features: Back Yard,City Lot,Few Trees,Front Yard,Gentle Sloping,Interior Lot
  • Lot size dimensions: 80 x 150

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Tornado
Winter Weather
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$171$2,052
Property Taxes $198$2,376
Electricity $279$3,358
Total$1,583$18,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,274/yr
40% on housing$47,490/yr
45% on housing$42,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 62233$78
Randolph County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 62233
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$185,000
2023-11-20Sold$40,000
2022-07-26Pending sale$52,500
2022-07-25Sold$52,500
2022-07-20Contingent$52,500
2022-07-11Listed for sale$52,500

For Sale by Agent

AgentDonald M Otten
BrokerageGolden Key Realty

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