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1527 Swanwick St, Chester, IL, 62233

3beds
1baths
1,354sqft
$75,000
$55price/sqft
$658/moest. monthly cost
$26,320/yrincome needed

About This Home

Are you looking for an affordable and comfy home close to the high school and walking distance to the business section of Chester? Here you go! Needs some cosmetic touches, and furnace & Roof are aged, but the A/C is only 6 years old. Features a big living room and kitchen, main-floor master and washer-dryer hookups in the kitchen. Front porch makes a great place to watch the Chester parades, and the back deck is convenient to parking area. 2-3 bedrooms upstairs and a full basement (cellar type) gives some spreading out room. Would make an ideal rental property as well. Yard is small so less mowing, and the corner lot allows for off street parking. Seller is motivated! Come and see for yourself.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Chester Elementary SchoolGrades PK-80.6 mi
1/10
Chester High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,354

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,354
  • Total interior livable area: 1,354 sqft

Property

Details

  • Parcel number: 1805300300
  • Special condition: Listing As Is

Features

  • Levels: One and One Half
  • Patio & porch: Front Porch,Rear Porch

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot
  • Lot size dimensions: 40 x 71

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Tornado
Winter Weather
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$69$828
Property Taxes $80$960
Electricity $130$1,569
Total$658$7,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,560/yr
40% on housing$19,740/yr
45% on housing$17,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 62233$80
Randolph County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 62233
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$75,000
2026-07-02Price change$79,000
2026-06-11Listed for sale$85,000

For Sale by Agent

AgentRobin K Bert
BrokerageWorth Clark Realty

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