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510 N William St, Farmer City, IL, 61842

3beds
2baths
1,290sqft
$175,900
$136price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 84
  • Dimensions: 14X6

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,290 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 17X13

Laundry

  • Level: Basement
  • Area: 99
  • Dimensions: 9X11

Living Room

  • Level: Main
  • Area: 350
  • Dimensions: 25X14

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Other

  • Level: Basement
  • Area: 55
  • Dimensions: 5X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0528178003
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,927 sqft
  • Lot size dimensions: 66x120

Parking

  • Total spaces: 4
  • Parking features: Yes,Garage Owned,Detached,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$130$1,560
Property Taxes $241$2,892
Electricity $130$1,569
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 61842$94
De Witt County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61842
De Witt County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$175,900
2026-07-30Listed for sale$175,900
2024-09-25Sold$140,000
2021-11-17Sold$110,000
2020-10-29Sold$91,000
2020-09-28Pending sale$97,900
2020-09-28Listed for sale$97,900

For Sale by Agent

AgentLeslie Winstead
BrokerageRE/MAX Choice Clinton

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