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150 W 2nd St, Sparta, IL, 62286

3beds
2baths
1,874sqft
$165,000
$88price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

Welcome! Come in and experience this well-maintained, spacious 3 bedroom, 2 bath home. As you enter the sitting room with its high ceilings, wood flooring and staircase, you'll want to see the rest of this charming home.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Sparta Lincoln SchoolGrades PK-81.0 mi
4/10
Sparta High SchoolGrades 9-120.8 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Cellar

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Upper
  • Area: 36
  • Dimensions: 9x4

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 84
  • Dimensions: 12x7

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Features

  • Bookcases,Ceiling Fan(s),Country Kitchen,Kitchen Island,Natural Woodwork,Separate Dining,Separate Shower,Tub
  • Window features: Blinds,Stained Glass,Window Treatments
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,874

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,874
  • Total interior livable area: 1,874 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Laundry

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 44
  • Dimensions: 11x4

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Other

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 65
  • Dimensions: 13x5

Sitting Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 1904801000
  • Special condition: Listing As Is,Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch
  • Exterior features: Entry Steps/Stairs
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard,Corner Lot,Landscaped,Some Trees
  • Lot size dimensions: 119 x 119

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$154$1,848
Property Taxes $177$2,124
Electricity $144$1,729
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 62286$60
Randolph County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 62286
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$165,000

For Sale by Agent

AgentBonnie Ripperda
BrokerageGolden Key Realty

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