628 Cypress Ln, Sparta, IL, 62286
About This Home
Charming 3-Bedroom Ranch on a Spacious Lot Move-in ready with modern updates throughout This beautifully maintained one-story ranch home, built in 1973, offers 2,160 sq ft of comfortable living space (including the 2-car attached garage) on a generous 0.28-acre lot. Perfect for families or anyone seeking single-level living with room to grow. Key Features: • 3 Bedrooms • 2 Full Bathrooms • 2-Car Attached Garage • 0.28-Acre Lot with plenty of outdoor space Thoughtful Updates & Recent Improvements: 2023 (Upon Purchase): • Fresh interior paint throughout • New flooring in entryway, front bathroom, and laundry room • Complete breaker box update • Full bathroom remodel with new toilets 2024: • Professional carpet cleaning (Rug Busters) • Brand new metal roof (August) • Custom pantry shelving 2025: • New ceiling fans in bedrooms and large living area 2026: • Garage fully insulated with OSB • AC valve replaced and system recharged This well-cared-for home combines classic ranch charm with modern comfort and peace of mind. The updates reflect pride of ownership and ensure worry-free living for years to come. Ready for its next chapter — schedule your private showing today! All information deemed reliable but not guaranteed. Verify details independently
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,680 sqft
Property
Details
- Parcel number: 1914600900
Lot
- Lot size: 0.28 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $247 | $2,964 |
| Electricity | $130 | $1,569 |
| Total | $1,754 | $21,048 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Price change | $230,000 |
| 2026-05-25 | Listed for sale | $240,000 |
| 2023-10-10 | Sold | $135,000 |
| 2010-04-29 | Sold | $118,000 |
| 2008-06-30 | Sold | $84,000 |
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