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701 S Ridge Ave, Steeleville, IL, 62288

4beds
2baths
2,415sqft
$229,900
$95price/sqft
$1,807/moest. monthly cost
$72,280/yrincome needed

About This Home

STEELEVILLE, IL~ Beautiful tri-level home directly across from the Grade school and high school, on the edge of town, on a spacious corner lot, completely remodeled in a fresh Modern European vibe. 4 bedroom, 2 bath, finished basement that features a bedroom, a bathroom, and a 2nd large family room along with the 1 car garage that is conveniently tucked under the house alongside the walk-out basement. All newly remodeled in 2024 with solid immaculate commercial wide plank vinyl flooring from L.A. throughout the home, with the bedrooms being freshly redone in plush StainMaster carpet, all new Leaf Filter gutters, all brand new Pella Windows, brand new black tinted tempered glass garage door, new bulletproof front double security door, which features self locking features. New professionally tinted sliding glass back door with built in adjustable blinds. New sump pump in 2025. Basement floor finished and new furnace 2026

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
10/10
Steeleville High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 2,415

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,415 sqft

Property

Details

  • Parcel number: 1706100700
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot,Level,Paved

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$213$2,556
Property Taxes $247$2,964
Electricity $185$2,229
Total$1,807$21,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,954/yr
40% on housing$54,210/yr
45% on housing$48,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 62288$81
Randolph County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 62288
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$249,000
2026-04-30Listed for sale$259,000
2026-04-28Listing removed--
2026-04-26Price change$239,000
2026-04-08Price change$249,000
2026-04-04Price change$259,000
2026-03-29Listed for sale$264,900
2026-03-24Listing removed$275,000
2026-02-21Price change$275,000
2026-01-21Listed for sale$295,000
2024-05-23Sold$135,000
2024-05-04Pending sale$155,000
2024-03-22Price change$155,000
2024-02-12Price change$162,500
2024-01-08Listed for sale$169,500
2010-05-12Sold$109,000

For Sale by Agent

AgentHenry B Torn
BrokerageListWithFreedom.com

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