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1224 4th Ave, Worthington, MN, 56187

5beds
2baths
4,301sqft
$299,000
$70price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

Charming Downtown Worthington Investment! Discover this inviting 5-bedroom, 2-bath home located in the heart of Worthington’s Historic Downtown District. With more than 2,000 sq. ft. of living space, this property blends character and comfort — featuring hardwood floors, a formal dining room, and updated windows throughout. A large corner lot and two-stall garage add extra appeal. Currently rented, this home is a turnkey opportunity for investors seeking steady income in a desirable location.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

--
Prairie Elementary SchoolGrades PK-21.8 mi
4/10
2/10

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Disposal,Dryer,Exhaust Fan,Freezer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bedroom

  • Level: Main
  • Area: 167.9
  • Dimensions: 14.6X11.5

Bedroom2

  • Level: Upper
  • Area: 294.55
  • Dimensions: 21.5X13.7

Bedroom3

  • Level: Upper
  • Area: 177.92
  • Dimensions: 12.8X13.9

Bedroom4

  • Level: Upper
  • Area: 163.52
  • Dimensions: 14.6X11.2

Bedroom5

  • Level: Upper
  • Area: 213.15
  • Dimensions: 14.7X14.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 373.68
  • Dimensions: 21.6X17.3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,935

Foyer

  • Level: Main
  • Area: 84.24
  • Dimensions: 10.8X7.8

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,301
  • Total interior livable area: 4,301 sqft

Kitchen

  • Level: Main
  • Area: 219.48
  • Dimensions: 17.7X12.4

Laundry

  • Level: Main
  • Area: 187.69
  • Dimensions: 13.7X13.7

Living Room

  • Level: Main
  • Area: 208.78
  • Dimensions: 14.6X14.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 310332
  • Zoning description: Residential-Single Family
  • Foundation area: 1358

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,800 sqft
  • Features: Corner Lot
  • Lot size dimensions: 150 x 52

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Ice Storm
Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Nobles County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$198$2,376
Property Taxes $343$4,116
Electricity $362$4,353
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 13.3%
13.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 56187$138
Nobles County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 56187$157
Nobles County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Price change$299,000
2025-11-11Listed for sale$315,000
2024-02-10Listing removed--
2023-08-03Listed for sale$369,000
2023-06-27Listing removed--
2023-02-10Price change$299,000
2022-08-30Listed for sale$295,000
2021-10-28Listing removed--
2021-04-27Listed for sale$195,500
2020-09-03Listing removed$174,900
2020-02-25Price change$174,900
2019-08-23Listed for sale$179,900
2017-07-07Sold$150,000
2012-12-21Sold$123,000

For Sale by Agent

AgentGenny McCuen
BrokerageRe/Max Premier Realty

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