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481 S Park Ave, Helena, MT, 59601

2beds
2baths
1,570sqft
$415,000
$264price/sqft
$2,603/moest. monthly cost
$104,120/yrincome needed

About This Home

Imagine ending your workday with a hike on Mount Helena, grabbing dinner and a local craft beer downtown, then walking home to your own cozy Montana retreat. At 481 S. Park Avenue, that lifestyle is part of everyday living. Perfectly positioned just blocks from downtown Helena's restaurants, breweries, coffee shops, and local boutiques, this standalone 2-bedroom, 1.5-bath condo also offers immediate access to Helena's renowned trail system for hiking, mountain biking, and year-round outdoor recreation. Inside, the home is warm, inviting, and thoughtfully updated. The spacious living room features vaulted tongue-and-groove ceilings, a cozy wood stove, and expansive picture windows that bring the surrounding pine trees indoors. The open-concept living and dining area creates an ideal space for hosting friends before heading downtown or relaxing after a day on the trails. The updated kitchen offers modern finishes, a dedicated coffee bar, and a custom workstation that's perfect for remote work or planning your next adventure. Upstairs, you'll find a loft-style bedroom, a beautifully updated bathroom, and a comfortable primary bedroom with a walk-in closet. Whether you're looking for a low-maintenance home base, a lock-and-leave lifestyle, or simply want to enjoy everything Helena has to offer without relying on your car, this home delivers the perfect balance of convenience, character, and Montana charm.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Central SchoolGrades PK-52.1 mi
6/10
Helena Middle SchoolGrades 6-81.4 mi
7/10
Helena High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Poured

Type & Style

  • Home type: Condo
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Condominium,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 192

Heating & Cooling

  • Heating features: Forced Air,Gas,Wood Stove
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 1,570 sqft

Property

Details

  • Parcel number: 05188736111017002
  • Special condition: Standard

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Wildfire

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance $168$2,016
Property Taxes $186$2,232
Electricity $151$1,812
Total$2,603$31,236

Income You'd Need if You Spent...

35% on housing$89,245/yr
40% on housing$78,090/yr
45% on housing$69,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 59601$194
Lewis and Clark County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 59601$238
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$415,000
2026-07-27Contingent$415,000
2026-05-01Listed for sale$415,000
2025-09-30Listing removed$419,000
2025-08-12Price change$419,000
2025-07-10Price change$444,000
2025-05-18Listed for sale$459,999
2025-05-17Listing removed$465,000
2025-03-21Price change$465,000
2025-01-13Listed for sale$475,000
2021-09-15Sold--

For Sale by Agent

AgentMolly Holahan
BrokerageEngel & Völkers Western Frontier - Helena

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