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899 State Highway 48, Luck, WI, 54853

5beds
2baths
1,651sqft
$495,000
$300price/sqft
$3,521/moest. monthly cost
$140,840/yrincome needed

About This Home

Welcome to your own piece of Northwest Wisconsin countryside! This charming farmhouse sits on 37 beautiful rolling acres offering the perfect blend of country living, privacy, and versatility. The home features 4+ bedrooms, 2 bathrooms, and a spacious layout ready for your family, hobbies, and future dreams. Major updates provide peace of mind with a newer roof, siding, windows, and furnace, while the large attached garage offers convenient storage and everyday functionality. Step outside and enjoy the expansive property featuring a 40x70 pole shed with 12 ft side walls, small barn, and open acreage ideal for a hobby farm, animals, gardening, recreation, or simply enjoying the beauty of the land. The rolling terrain, peaceful surroundings, and abundant space create a rare opportunity to own a true country property while still being close to the amenities of Luck and the surrounding Northwoods. Whether you’re looking for a homestead, hobby farm, hunting/recreation property, or a place to slow down and enjoy the views — this one checks the boxes. 37 acres. Endless possibilities. Your Wisconsin farmhouse dream awaits!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Luck Elementary SchoolGrades PK-56.3 mi
4/10
Luck MiddleGrades 6-86.3 mi
6/10
Luck High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Age 8 Years or Less,Metal,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Central Vacuum,Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bathroom

  • Level: Main
  • Area: 15
  • Dimensions: 5x3

Bathroom

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom4

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Bedroom5

  • Level: Upper
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Central Vacuum
  • Finished area below ground: 0
  • Finished area above ground: 1,651

Foyer

  • Level: Main
  • Area: 91
  • Dimensions: 13x7

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,551
  • Total interior livable area: 1,651 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Laundry

  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Screened Porch

  • Level: Main
  • Area: 187
  • Dimensions: 17x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012005000000
  • Zoning description: Agriculture,Residential-Single Family
  • Foundation area: 900

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Screened
  • Fencing: Wood
  • Topography of land: Rolling

Lot

  • Lot size: 37.68 Acres
  • Features: Corner Lot,Tree Coverage - Light
  • Lot size dimensions: 1315 x 1245

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Electric
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$251$3,012
Property Taxes $597$7,164
Electricity $171$2,054
Total$3,521$42,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,720/yr
40% on housing$105,630/yr
45% on housing$93,893/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 54853$215
Polk County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 54853
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$495,000
2026-06-19Listed for sale$500,000
2016-10-18Sold$100,000
2015-10-21Sold$73,000

For Sale by Agent

AgentJena R Paquette
BrokerageSaphire Realty

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