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203 N 40th Ave, Ridgefield, WA, 98642

5beds
3baths
2,448sqft
$599,900
$245price/sqft
$3,655/moest. monthly cost
$146,200/yrincome needed

About This Home

GREAT FIVE BEDROOM HOME WITH WALKABILITY. 5 bedrooms, 3 full bathrooms, 2448 sqft, built in 2013. 9’ ceilings & laminate floors on the main level. Office at entry includes a closet (5th bedroom) and has access to a full bathroom. Kitchen has an island, large corner pantry, gas range, stainless appliances and opens to the living/dining areas. Great room has ceiling fan & gas fireplace. Large primary bedroom w/ ceiling fan, glass shower & walk-in closet. Bedrooms 2-4 are all good size as well. Loft area & laundry room are also upstairs. High efficiency gas forced air heat w/ air conditioning and tankless (gas) water heater are located in the oversized garage. Covered back patio overlooks the fenced yard w/ raised beds & second patio area. HOA dues cover front yard landscaping & community areas. Excellent neighborhood w/ walking trails, parks & close to the variety of shops, restaurants & grocery store.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
6/10
View Ridge Middle SchoolGrades 7-81.8 mi
7/10
Ridgefield High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Gas Appliances,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Builtin Features, Ceiling Fan,Closet
  • Level: Upper

Bedroom3

  • Features: Ceiling Fan,Closet
  • Level: Upper

Bedroom5

  • Features: French Doors,Closet, Vaulted Ceiling
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Eating Area,Laminate Flooring
  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),Closet,Built-in Features,Eat-in Kitchen,Kitchen Island,Pantry,Great Room,Shower,Walk-In Closet(s),Granite,Tile
  • Door features: French Doors
  • Flooring: Laminate,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Kitchen

  • Features: Gas Appliances, Island, Pantry
  • Level: Main

Living Room

  • Features: Ceiling Fan, Fireplace, Great Room,Laminate Flooring
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan,Shower, Walkin Closet
  • Level: Upper

Property

Details

  • Parcel number: 986028196
  • Zoning: RLD-6

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Patio
  • Exterior features: Raised Beds,Yard
  • Fencing: Fenced

Lot

  • Lot size: 4,791 sqft
  • Features: Level,Sprinkler,SqFt 3000 to 4999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$127$1,524
Property Taxes $328$3,936
Electricity $167$2,009
Total$3,655$43,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,314/yr
40% on housing$109,650/yr
45% on housing$97,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 98642$324
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98642$291
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$599,900
2025-11-06Listing removed$3,195
2025-11-02Price change$3,195
2025-10-28Price change$3,200
2025-10-17Listed for rent$3,400
2017-09-25Sold$400,000
2017-08-15Pending sale$409,000
2017-08-12Price change$409,000
2017-08-03Price change$417,000
2017-07-26Price change$419,000
2017-07-21Price change$429,900
2017-07-13Listed for sale$434,900
2013-11-14Sold$288,820

For Sale by Agent

AgentKale Dunning
BrokerageWindermere Northwest Living

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