320 Timber Mill Ln, Fredericksburg, VA, 22406
About This Home
****2.875% VA ASSUMABLE LOAN- inquire with the listing agent for more details!*** Over 3 acres flat lot with a 2 car detached garage (done in 2017) with potential living space/office above the detached garage. Nestled on a beautifully maintained homesite in the sought after Stafford Estates, this inviting residence offers the perfect balance of peaceful suburban living and easy access to shopping, dining, commuter routes, and local amenities. Step inside to discover a thoughtfully designed floor plan filled with natural light and flexible living spaces. The main level provides plenty of room for both everyday living and entertaining, while the well-appointed kitchen serves as the heart of the home, offering ample cabinetry, generous workspace, and a seamless connection to gathering areas. On the main floor you’ll find 3 spacious bedrooms providing comfortable retreats for family and guests alike. The primary suite offers a private escape with room to relax and recharge at the end of the day. Additional living space allows endless possibilities for a home office, playroom, fitness area, or media room to fit your lifestyle. Outside, enjoy a backyard setting designed for relaxation, outdoor dining, gardening, or simply unwinding in the fresh Virginia air. Sump pump was pumped this year (2026), freshly painted through-out, updated fixtures, 2 Tesla Car Chargers, Solar Panels (saving you BIG time on the electric bill) stainless steel appliances and granite counter tops. This home has never been sold since it was built in 2013 and has been meticulously maintained/thoughtfully updated by the homeowner. Whether hosting friends, spending time with family, or enjoying a quiet evening at home, this property provides the space and versatility to make lasting memories. Ideally located near commuter lots, I-95, VRE access, parks, schools, and historic downtown Fredericksburg, 320 Timber Mill Lane offers an exceptional opportunity to enjoy convenience without sacrificing the tranquility of home. Move in and start enjoying everything this wonderful property and vibrant community have to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Foundation: Other
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 896
Basement
- Has basement: Yes
- Basement: Exterior Entry,Partially Finished,Sump Pump,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,068
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: None,Electric
Interior Area
- Total structure area: 2,964
- Total interior livable area: 2,068 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 34L 3C 27
- Zoning: A1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 3.14 Acres
Parking
- Total spaces: 4
- Parking features: Garage Faces Side,Asphalt,Attached,Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,868 | $46,416 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $584 | $7,008 |
| Electricity | $202 | $2,433 |
| Total | $4,861 | $58,332 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Listed for rent | $4,000 |
| 2026-07-23 | Price change | $765,000 |
| 2026-07-11 | Price change | $800,000 |
| 2026-06-12 | Listed for sale | $820,000 |
| 2013-12-04 | Sold | $360,700 |
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